XRP and XRPC - What Sets Them Apart?

The cryptocurrency world often confuses XRP and XRPC. This guide clarifies XRP vs XRPC, explores the differences between XRP and XRPC, and explains what is XRP what is XRPC. 

As the Canary XRP ETF (XRPC) surges, investors seek simple ways to gain exposure to this established blockchain token. Discover XRP XRPC distinctions and why the Canary XRP ETF vs XRP matters in 2025.

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What Is XRP? The Utility-Driven Cryptocurrency

XRP powers the XRP Ledger (XRPL), a decentralized network launched in 2012 for fast global payments. It settles transactions in 3-5 seconds with near-zero fees, unlike traditional banking delays. XRP focuses on real-world use, not just speculation.

Technical Strengths

• Processes 1,500 transactions per second

• Uses energy-efficient consensus protocol

• Supports asset tokenization and DeFi

• Runs reliably for over a decade

With a market cap over $148 billion, XRP ranks among top digital assets for institutional adoption.

Read Also: XRP ETF Approval Timeline 2025

What Is XRPC? The Spot ETF Explained

XRPC is the Nasdaq ticker for Canary Capital’s spot XRP ETF, launched November 13, 2025. This fund holds actual XRP tokens in secure custody, tracking the asset’s price directly. Investors buy shares through traditional brokers, no crypto wallets needed.

Launch Performance

The ETF opened with $26 million in volume in 30 minutes, hitting $36 million by midday. This outpaced analyst predictions and challenged Solana’s BSOL record for altcoin ETF debuts.

XRP vs XRPC: Key Differences

XRP is a native blockchain token used for transfers and liquidity. XRPC is an exchange-traded fund holding XRP, offering indirect exposure via stock market shares.

Trading and Accessibility

• XRP: 24/7 crypto exchanges, self-custody required

• XRPC: Stock market hours, brokerage accounts, IRA-eligible

• XRPC eliminates wallet risks and simplifies tax reporting for traditional investors.

Read Also: XRP Price Prediction: Can Ripple Break $2.60 as ETF Hype & Monad Momentum Rise?

Benefits of XRPC Over Direct XRP

Backed by SEC oversight and custodians like Gemini, XRPC reduces hacking and compliance risks. The resolved Ripple-SEC case confirms XRP’s non-security status for institutional products.

Annual fee of 0.50% competes with exchange trading costs. Real-time pricing via CoinDesk indices ensures transparency and fair valuation.

XRPC in the Crypto ETF Ecosystem

Bitcoin ETFs launched with $4.6 billion day-one volume in 2024. Ethereum followed with $600 million in half a day. XRPC’s strong start positions it as a leader among altcoin ETFs.

October 2025 saw Bitwise Solana (BSOL) hit $56 million on debut. Combined with Litecoin and HBAR ETFs, altcoins totaled $65 million. XRPC’s momentum signals growing confidence in XRP’s utility.

Future Outlook: XRP and XRPC Growth

Over 11 XRP ETF filings are pending SEC review. Analysts predict XRP could reach $5 by Q4 2025 if adoption accelerates. XRPC bridges blockchain innovation with traditional finance.

Post-launch, XRP traded at $2.41, up 3.3% daily. The ETF enhances liquidity and attracts capital previously locked out of direct crypto.

Read Also: What the SEC’s Delay on 5 Spot XRP ETFs Means for the Future of Crypto ETFs

Conclusion

XRP and XRPC serve different needs. Direct XRP suits users wanting full control and blockchain utility. XRPC excels for regulated, hassle-free exposure with stock-like convenience.

The Canary XRP ETF with XRP offers a gateway to one of crypto’s most scalable assets. For secure trading, staking, and portfolio growth, explore trusted platforms like Bitrue, start building your position today.

FAQ

What’s the main difference between XRP and XRPC?

XRP is the actual blockchain token used on the XRPL, while XRPC is a spot ETF that simply holds XRP and lets you gain exposure through traditional brokerage accounts.

Does XRPC give the same price exposure as buying XRP directly?

Yes. XRPC tracks XRP’s market price by holding real XRP in custody, giving you price exposure without needing a wallet or crypto exchange.

Why would someone choose XRPC instead of holding XRP on-chain?

XRPC offers regulated access, simpler tax handling, and no self-custody risks, ideal for investors who prefer stock-style convenience.

How did the XRPC ETF perform during launch?

XRPC exploded out of the gate with over $36 million in first-day volume, setting one of the strongest altcoin ETF debuts to date.

Is XRP expected to grow alongside XRPC’s adoption?

Yes. Analysts see potential upside for XRP as ETF demand boosts liquidity and brings more traditional capital into the XRPL ecosystem.

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