XRP vs XMR Price Comparison: Which Has More Potential in 2025?

The cryptocurrency market in 2025 is more competitive than ever, with major players like XRP (XRP) and Monero (XMR) standing out for very different reasons. Both coins have unique use cases and price dynamics that attract different types of investors.

If you’re wondering how these two cryptos compare in terms of utility, privacy, and price outlook, this guide will break it all down. Read this article to find out the XRP vs XMR price comparison in 2025!

What is XRP (XRP)?

XRP (XRP) was launched in 2012 alongside the XRP Ledger (XRPL), a decentralized blockchain technology. It focuses on cross-border payments with banks and financial institutions.

Some benefits of XRP include:

1. Ultra-low fees (about $0.0002 per transaction).

2. Speed (settlements in 3–5 seconds).

3. Scalability (handling up to 1,500 transactions per second).

4. Eco-friendly with carbon-neutral operations.

XRP has been at the center of regulatory battles with the SEC, but its widespread institutional use makes it a strong player in global finance.

Read Also: What are XRP Futures Contracts and How to Trade

What is Monero (XMR)?

Launched in 2014, Monero (XMR) was created with one main goal: privacy-first transactions. Unlike Bitcoin, which can often be traced back to its origin, it uses advanced cryptography to hide both senders and recipients.

Key features of XMR include:

1. Untraceable transactions through stealth addresses.

2. Privacy and security as top priorities.

3. Fast and low-cost transfers without fear of censorship.

XMR appeals to those who value financial anonymity and security over mainstream adoption.

Read Also: What is Monero (XMR)? A Complete Introduction

XRP vs XMR: Core Differences

Before we’re going to the XRP vs XMR price comparison in 2025, let’s see the differences of these two coins:

1. Utility: XRP is built for global financial transactions, while Monero is designed for privacy and anonymity.

2. Regulation: XRP’s price is often tied to regulatory updates, while Monero faces challenges due to global crackdowns on privacy coins.

3. Adoption: XRP is more mainstream thanks to banking partnerships, while XMR is popular among users seeking censorship resistance.

XRP vs XMR Price Comparison 

Looking at current prices, here’s the price comparison of XRP vs XMR:

Source: Coinmarketcap

XRP (XRP): As of today, XRP price is trading at $2.80 with market cap: $166.72B, volume: $7.05B, and circulating supply: 59.48B XRP.

Source: Coinmarketcap

Monero (XMR): As of today, XMR price is trading at $262.76 with market cap: $4.84B, volume: $75.26M, and supply: 18.44M XMR.

This shows that XRP dominates in market capitalization and liquidity, while XMR remains smaller but highly valued due to its privacy-driven demand.

Read Also: XRP Prediction: Ripple (XRP) Price Forecasts for 2025-2050

XRP vs XMR Price Predictions for 2025

So, here’s the XRP vs XMR price predictions for 2025 you should know:

XRP (XRP) Forecast

Expected range: $2.43 – $3.27 by Q4 2025.

Conservative scenario: around $1.05.

Bullish case: up to $4–$7, depending on ETF approvals and regulatory clarity.

Monero (XMR) Forecast

Expected range: $250 – $345 by late 2025.

Average forecast: $260 – $420, with steady demand for privacy but limited by regulations.

Bullish scenario: possible spike toward $450 – $480.

Read Also: Monero (XMR) Price Prediction 2025-2030

Conclusion

When comparing XRP vs XMR, the decision boils down to your investment goals. If you’re looking for institutional adoption, scalability, and long-term integration with the banking sector, XRP (XRP) is the stronger pick. 

However, if privacy, censorship resistance, and transaction security are your priorities, Monero (XMR) offers unmatched value. For 2025, XRP seems to carry more upside potential due to mainstream use cases, while XMR provides a stable hedge for privacy-focused investors.

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FAQ

Which has a higher market cap, XRP or XMR?

XRP has a much larger market cap at $166.72B compared to XMR’s $4.84B.

Is Monero illegal?

Monero isn’t illegal, but many exchanges avoid listing it due to privacy regulations.

Which coin is faster, XRP or XMR?

XRP is significantly faster, settling transactions in 3–5 seconds, while XMR takes longer due to its cryptographic processes.

Which is riskier to invest in, XRP or XMR?

XRP carries regulatory risks, while XMR faces challenges due to global crackdowns on privacy coins.

Which coin has more potential in 2025?

XRP likely has greater growth potential due to adoption by banks, but XMR could see steady demand from privacy-focused users.