XRP Ledger (XRPL) Launches XAO DAO and Integrates with USDC

XRP Ledger (XRPL) launches XAO DAO and integrates with USDC, strengthening its reputation as a fast, scalable, and low-cost blockchain that’s ready for the next wave of DeFi and cross-border payments.

If you’ve been following the evolution of XRPL or are just getting started, this is the perfect time to explore what these updates mean for users, developers, and investors alike.

XRP Ledger (XRPL) Launches XAO DAO

In a major push toward true decentralization, the XRP Ledger launches XAO DAO, a DAO aimed at handing over control to its community. This initiative is designed to move away from centralized structures and empower everyday users to shape the future of XRPL.

Unlike traditional DAOs that often suffer from vague governance and limited accountability, XAO DAO from XRPL is built with both on-chain mechanisms and off-chain legal frameworks. This hybrid model is expected to offer:

1. Decentralized decision-making through community voting.

2. Transparency in governance and profits.

3. Accountability with enforceable legal backing.

4. Equal voting rights based on XRP holdings during specific snapshot periods.

By giving voice and power to its users, XAO DAO sets the stage for XRPL to become a true Web3 governance model, flexible, fair, and forward-looking.

Read More: Ripple CEO: XRP Ledger Could Power 14% of Liquidity in 5 Years

XRP Ledger (XRPL) Integrates with USDC

While governance is one side of the story, real-world utility is another. Recently, the global fintech platform Uphold confirmed the integration of USDC into the XRP Ledger, providing users with seamless access to this stablecoin on XRPL.

This move means that Uphold users can now deposit and withdraw USDC directly to and from XRPL addresses. It brings together the benefits of a regulated, fiat-backed stablecoin with XRPL’s blazing-fast, low-cost infrastructure.

Here’s why XRP Ledger integrates with USDC matters:

1. Instant Settlements: XRPL processes transactions in seconds with near-zero fees.

2. Stablecoin Stability: USDC is one of the most trusted stablecoins in the industry.

3. Cross-Border Payments: Ideal for businesses and individuals looking to avoid the delays and fees of traditional finance.

4. Developer Opportunities: Builders can now create USDC-powered apps on XRPL, unlocking use cases in lending, remittances, and more.

With USDC now live on XRPL, the XRP Ledger ecosystem gains more legitimacy, functionality, and real-world applicability.

Read More: The XRP Ledger and How It Forms Strategic Partnerships

Highlights of XRPL and USDC Colaboration

Here’s the top highlights of XRP Ledger and USDC collaboration:

1. Decentralization through XAO DAO: Users can vote on proposals and help steer XRPL’s future. Hybrid on-chain/off-chain model ensures security and clarity.

2. Stablecoin Power with USDC: Uphold enables real-time deposits and withdrawals. A bridge between traditional finance and blockchain utility.

3. Improved Trust and Transparency: All voting, funds, and proposals are publicly auditable. XAO DAO encourages community engagement at every level.

4. Business and Developer Incentives: Entrepreneurs gain tools for fast, cheap global payments. Developers can build applications with a reliable stablecoin on XRPL.

Read More: Know the Difference Between XRPL, XRP, and Ripple: They Are Not the Same

Conclusion

XRP Ledger (XRPL) launches XAO DAO and integrates with USDC, the dual milestones onto the XRP Ledger mark a powerful moment in XRPL’s evolution. Together, they represent the network’s commitment to decentralization, transparency, and real-world usability.

Whether you're a developer, trader, or crypto enthusiast, these updates offer compelling reasons to explore what XRP Ledger has to offer, especially as regulatory clarity improves with legislation like the Genius Act and stablecoins enter the mainstream.

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Read More: XRP Ledger: A High-Performance Distributed Ledger for Institutional Use

FAQ

What is the XRP Ledger (XRPL)?

XRPL is a decentralized, open-source blockchain designed for fast and low-cost cross-border payments, originally developed by Ripple.

What is XAO DAO?

XAO DAO is XRPL’s new decentralized autonomous organization that enables community-driven governance through hybrid on-chain and legal systems.

Is USDC now available on XRPL?

Yes. Thanks to Uphold, users can deposit and withdraw USDC directly to and from XRP Ledger addresses.

What are the benefits of using USDC on XRPL?

Low fees, fast transaction times, and improved access to a reliable stablecoin make it ideal for trading, remittances, and financial applications.

How does voting work in XAO DAO?

Voting power is determined by the amount of XRP held during snapshot periods, ensuring fair participation and avoiding centralization.