XRP Price Hits All-Time High After Seven Years! Can It Really Reach $500?

After nearly seven years of waiting, XRP has finally returned to its previous peak and even edged higher. On July 17, 2025, the token surged more than 10% within 24 hours, hitting an impressive $3.40 and briefly propelling its market capitalization above $200 billion. 

This marks a significant milestone in XRP’s history, matching and exceeding its previous all-time high (ATH) set in January 2018. Given this momentum, many investors are asking: can XRP hit $500 dollars? And what's really driving this explosive rally?

XRP Price Today

Source: Bitrue

As of July 18, 2025, XRP is trading at $3.6010, reflecting a sharp 17.12% gain over the past 24 hours. The 4-hour chart shows a strong bullish trend supported by increasing trading volume and a rising MACD histogram, indicating solid upward momentum. 

The RSI has entered overbought territory at around 80, suggesting a potential short-term pullback despite the ongoing rally. Price action has broken above the upper Bollinger Band, signaling a possible breakout phase. 

While XRP remains in a strong uptrend, traders should monitor for volatility as the asset approaches key resistance near $3.66.

READ ALSO: Ripple News: XRP Market Share Set to Double with ETF Growth & Adoption

XRP All-Time High: What Happened?

The recent price action isn’t just a technical milestone—it symbolizes renewed investor confidence. XRP news today highlights strong institutional interest, regulatory clarity, and legislative wins as the core catalysts behind this dramatic spike. 

XRP's rise to $3.40 is particularly notable because it happened amid a broader altcoin market rally, where Ethereum and Solana also saw double-digit weekly gains.

So, what was XRP all-time high before today? The answer lies in January 2018, when XRP reached $3.40 during the ICO boom. Now, that price level has been reclaimed, signaling a new chapter in XRP's evolution.

The trading frenzy was accompanied by nearly $47.7 million in liquidations, with over 99% coming from shorts—clearly showing that the market underestimated XRP’s explosive potential. It also topped Bitrue's trending token list, underlining its renewed prominence.

Why Is XRP Going Up Today?

One of the main reasons XRP is surging is the passage of key legislation in the United States, including the GENIUS Act. 

This bill provides federal regulatory clarity for payment stablecoins, mandating full reserves and regular audits. Given Ripple's already-compliant stablecoin RLUSD, the news offers Ripple a first-mover advantage.

Additionally, reports suggest that former President Donald Trump is preparing an executive order to allow crypto investments in U.S. retirement accounts, including 401(k)s. This development could open up a $9 trillion market to cryptocurrencies, giving XRP and other altcoins a massive influx of institutional capital.

Ripple’s strategic positioning—including seeking a national trust bank charter and securing custodianship via BNY Mellon—further strengthens XRP's case. These steps indicate that Ripple is focused not just on regulatory compliance but also on long-term infrastructure development.

READ ALSO: Why XRP Is Soaring: Ripple’s Expansion, ETF Optimism & Price Outlook

Can XRP Hit $500 Dollars?

Reaching $500 per XRP might seem far-fetched to some, but not entirely impossible given current trends. 

At its current all-time high, XRP has already achieved a $200 billion market cap. To hit $500, XRP would need to reach a market cap of roughly $26 trillion—something that exceeds today’s entire crypto market valuation.

That said, future scenarios involving massive real-world asset tokenization, central bank partnerships, widespread adoption of XRP Ledger for cross-border payments, and a global regulatory framework could make such targets more realistic.

Investment bank Standard Chartered, for example, has highlighted XRP's potential in tokenizing real-world assets, while speculation continues around a possible spot XRP ETF—a development that could bring substantial institutional inflows, similar to what was seen with Bitcoin ETFs.

In the short-to-mid term, experts suggest more conservative targets. Analysts like Geoff Kendrick of Standard Chartered maintain a $5.50 year-end target for XRP and long-term price potential of up to $12.25 within the next decade. These projections may not be $500, but they demonstrate significant upside potential.

What's the Highest XRP Will Hit?

While nobody can say for certain, what's the highest XRP will hit depends on multiple evolving factors: continued regulatory clarity, adoption of Ripple’s RLUSD, integration into traditional financial infrastructure, and macroeconomic support. 

Technically speaking, if current momentum holds, the next price milestone is $3.50, a level that 85% of Myriad users believe XRP could test before retracing.

The end of the SEC vs Ripple legal saga also removes a key overhang that previously dampened XRP's growth. With this chapter likely behind us, investors are looking ahead with renewed optimism.

READ ALSO: Ripple vs SEC Joint Court Petitions to Revise XRP Ruling

Conclusion

XRP's new all-time high has stirred intense excitement among crypto investors and market watchers alike. With favorable regulatory developments, expanding institutional interest, and strong fundamentals, XRP seems well-positioned for further growth. 

While a $500 XRP remains speculative and distant, current developments indicate a bullish long-term trajectory. For now, reclaiming $3.40 marks a significant turning point and renews XRP's status as a top-tier asset in the evolving crypto landscape.

FAQ

What was XRP all-time high?

XRP's previous ATH was $3.40, set in January 2018. On July 17, 2025, it matched and slightly surpassed this price.

Why is XRP going up today?

The surge is fueled by U.S. legislative clarity (GENIUS Act), potential access to retirement markets, and Ripple’s stablecoin compliance positioning.

Can XRP hit $500 dollars?

While theoretically possible, a $500 XRP would require a multi-trillion dollar market cap. Analysts suggest more conservative long-term targets.

What's the highest XRP will hit in 2025?

Analysts see $5.50 as a reasonable year-end target, with potential to go higher depending on institutional adoption and regulatory clarity.

Is XRP a good investment in 2025?

With growing use cases, stablecoin integration, and strong legal positioning, XRP remains a promising asset, though it carries typical crypto risks.