X Layer (OKB) vs Monero (XMR): Comparing Scalability and Privacy

The crypto world is filled with projects that serve different purposes, some aim to scale financial systems while others focus on privacy and anonymity. Two interesting projects that often come up in discussions are X Layer (OKB) and Monero (XMR). 

While X Layer represents the next generation of Ethereum-compatible blockchains built for speed, scalability, and real-world asset tokenization, Monero stands as the go-to privacy coin that champions anonymous transactions. 

In this article, we’ll explore X Layer (OKB) vs Monero (XMR), highlighting their core differences, unique use cases, and why investors might be paying close attention to both.

What is X Layer (OKB)?

X Layer (OKB) is a public blockchain launched by OKX, designed to handle DeFi, payments, and RWA tokenization. After its major upgrade in August 2025, the network reached 5,000 TPS with settlement finality under 5 seconds, making it one of the fastest in its category.

The technology behind X Layer leverages Polygon’s zkEVM, which ensures full Ethereum compatibility while providing enhanced scalability and cost efficiency. Developers can deploy Ethereum-compatible dApps seamlessly while users enjoy near-zero gas fees.

Key highlights of X Layer (OKB) include:

1. High throughput with over 5,000 TPS.

2. Near-zero gas fees with gasless withdrawal options.

3. Integration with the broader OKX ecosystem (Exchange, Wallet, and OKX Pay).

4. Support for RWA tokenization, opening the door for blockchain-based ownership of tangible assets.

5. OKB token as the native gas token, capped at 21 million after a major token burn in 2025.

X Layer positions itself as a high-performance, regulation-friendly blockchain designed to push Web3 adoption further into financial markets.

Read Also: Getting to Know OKX vs OKB: What's the Relationship?

What is Monero (XMR)?

Launched in 2014, Monero (XMR) has one simple mission: enable private, secure, and censorship-resistant transactions. 

Unlike Bitcoin, where transactions are transparent and traceable, it employs advanced cryptographic techniques like ring signatures, stealth addresses, and confidential transactions to fully obfuscate sender, receiver, and transaction amounts.

Some key aspects of Monero (XMR) include:

1. Strong privacy protocols that make transactions untraceable.

2. ASIC-resistant mining, allowing fair participation through CPU and GPU.

3. Moderate transaction fees compared to other blockchains but necessary for maintaining privacy features.

4. Established presence across global exchanges and privacy-focused wallets.

5. A loyal community committed to privacy-driven development.

Monero has become a benchmark privacy coin, often compared to “digital cash” that is fungible, untraceable, and resistant to censorship.

Read Also: Monero (XMR) Price Prediction 2025-2030

Comparison Between X Layer (OKB) vs Monero (XMR)

Here’s how X Layer (OKB) vs Monero (XMR) stack up against each other:

Key Takeaways of the Comparison

Based on comparison between X Layer (OKB) vs Monero (XMR), here’s the key takeaways:

X Layer (OKB) Advantages

1. Scales up DeFi and payments with high speed and low cost.

2. Integrated into the OKX ecosystem for a seamless experience.

3. Institutional focus with compliance in mind.

Monero (XMR) Advantages

1. Strongest privacy protocols in crypto.

2. Established as a censorship-resistant digital cash alternative.

3. Wide adoption across privacy-focused communities.

Read Also: XRP vs XMR Price Comparison: Which Has More Potential in 2025?

Conclusion

The X Layer (OKB) vs Monero (XMR) debate is less about direct competition and more about different use cases. 

X Layer is built for scalability, DeFi, and real-world asset adoption, targeting both developers and institutions. Meanwhile, Monero remains unmatched in the field of privacy, offering anonymity that no public blockchain can replicate.

For investors and crypto users, the choice depends on priorities: Do you want scalability and DeFi opportunities, or do you prioritize absolute transaction privacy? Both projects represent important pillars in the evolving crypto ecosystem.

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FAQ

What makes X Layer different from Monero?

X Layer focuses on scalability and DeFi integration, while Monero is dedicated to privacy and anonymous transactions.

Does X Layer support private transactions like Monero?

No, X Layer is a public blockchain optimized for speed and DeFi, not privacy. Monero is specifically built for transaction anonymity.

What token powers X Layer?

X Layer uses OKB as its native gas token, with a fixed supply capped at 21 million.

Why is Monero considered the top privacy coin?

Monero uses advanced cryptographic tools like ring signatures and stealth addresses to ensure complete anonymity, making it the most trusted privacy coin.

Which is better to invest in: X Layer or XMR?

It depends on your goals. X Layer may attract those interested in DeFi and institutional growth, while XMR appeals to users who value privacy and censorship resistance.