What Is Rhea Finance? Latest Liquidity Solutions

Rhea Finance is a next-generation DeFi platform built on the NEAR Protocol. If you’ve used Ref Finance or Burrow before, you’re already halfway familiar with it.

Rhea merges both platforms under one brand and brings along a robust set of tools for trading, lending, farming, staking, and more, all in one place.

Its goal? Make DeFi on NEAR simpler, faster, and more powerful for both everyday users and developers.

Let’s explore how Rhea Finance works, what makes it unique, and why its new token system matters to the NEAR ecosystem.

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Key Takeaways

1. All-in-one DeFi platform. Rhea brings trading, lending, staking, and farming under one umbrella, all built on NEAR Protocol.

2. Advanced liquidity tools. It features custom pools, smart routing, margin trading, and LP collateralization for more efficient capital use.

3. Three-token economy. RHEA, xRHEA, and oRHEA create a dynamic system for utility, staking, and rewards.

What Is Rhea Finance?

Rhea Finance is a DeFi platform built on the NEAR Protocol, designed to combine several decentralized services into one seamless experience.

If you’ve used apps like Ref Finance or Burrow before, Rhea will feel familiar, but more refined. It brings together a decentralized exchange, lending platform, and farming incentives under a single ecosystem, while also improving cross-chain access and user rewards.

The project came from a community-driven initiative to streamline NEAR’s DeFi offerings. Instead of hopping across different apps, users can now trade, lend, stake, and earn, all within the Rhea interface.

The platform is also structured to give developers easier building blocks for launching DeFi tools.

At its core, Rhea is focused on utility and user experience. It offers tools for both casual users and advanced DeFi participants, with thoughtful features like smart routing, LP collateralization, margin trading, and dynamic farming rewards.

Combined with a unique three-token system (RHEA, xRHEA, and oRHEA), the platform creates a connected and incentive-driven financial ecosystem on NEAR.

If you’re exploring NEAR Protocol or looking for a more streamlined DeFi experience, Rhea is aiming to be your go-to platform.

Read Also: What is Definitive? Blending CeFi and DeFi in a Hot New Project

Rhea’s Core Products: Trading and Lending on NEAR

Rhea Finance is designed around two essential DeFi functions: trading and lending. These two pillars make up the foundation of the platform, and everything else is built on top of them.

Rhea DEX

Rhea’s decentralized exchange uses an AMM (automated market maker) model to let users trade tokens permissionlessly. But it’s not just a basic swap tool, it includes:

Custom pools: Anyone can create a pool, even if that token pair already exists elsewhere on the DEX.

Custom swap fees: Pool creators can set their own fee structure.

Flexible swaps: Users can set output targets to control slippage or swap indirectly using smart routing.

Smart routing engine: It finds the best combination of pools to maximize swap returns automatically.

This setup allows traders to find efficient routes and pool creators to experiment with liquidity strategies, all while keeping everything on-chain.

Rhea Lending

On the lending side, Rhea supports over-collateralized loans across NEP-141 tokens. The platform calculates each asset’s interest and volatility independently using a custom risk model. Highlights include:

Dynamic interest rates: Each token adjusts its rates based on utilization.

Liquidation model: Helps maintain protocol health in volatile markets.

Lending incentives: Encourages participation from both lenders and borrowers.

Together, these trading and lending tools give users the freedom to move assets, earn interest, or borrow capital, all without leaving the platform.

Read Also: How to Profit from Alpaca Finance: A Complete Walkthrough Guide

Unique Services and Yield Opportunities

Beyond the basic products, Rhea introduces a handful of yield-focused services for users who want to maximize capital efficiency.

LP Token as Collateral

A key feature is the ability to use DEX liquidity provider (LP) tokens as collateral. This means:

1. Earn swap fees as usual.

2. Stake LP tokens for farming incentives.

3. Use the LP tokens as collateral to borrow more assets.

This triple-yield setup gives liquidity providers more flexibility without removing funds from any pool. They can continue farming while also participating in lending markets.

Margin Trading

For those looking to trade with leverage, Rhea combines its DEX and lending systems to enable up to 3x spot margin trading.

It borrows from the same liquidity pools used in standard lending and allows users to go long or short directly on the platform.

Boost Farming

Boost Farming is Rhea’s incentive engine. You can stake tokens or even LP tokens as “seeds” to earn multiple incentive tokens.

Users who lock up tokens for longer periods or hold “boost tokens” can unlock additional rewards. This multi-layered farming system is designed to maximize yield in a sustainable way.

These advanced services help Rhea stand out in the DeFi crowd, offering more than just the basics and opening new earning paths for users.

Read Also: What is Bitcoin DeFi? How Layer 2 and Sidechains Are Expanding Bitcoin’s Financial Utility

Cross-Chain Access and Token Utility

Rhea goes even further by expanding its reach across blockchains and introducing a layered token system that powers its operations.

Cross-Chain Features

Rhea has built integrations with bridges that let users move assets in and out of NEAR with ease. Its aggregator bridge supports EVM chains, Bitcoin, and Solana, automatically picking the best route based on gas fees and arrival time. No manual comparisons needed.

The Apollo Pool lets users stake single assets like ETH or USDC for yield, without needing to provide pairs.

Meanwhile, Vault by Shade Agent uses AI to recommend the best strategies based on your behavior, and Satoshi DeFi brings Bitcoin users into the NEAR ecosystem via chain abstraction.

These tools all aim to simplify DeFi access for users who want to stay flexible while interacting with multiple ecosystems.

The RHEA Token System

Rhea Finance uses a three-token system to handle governance, staking, and rewards.

RHEA: The main token, formed by merging $REF and $BRRR, is used for governance and ecosystem participation.

xRHEA: This is earned by staking RHEA. It’s used to pay gas fees, participate in lending, and contribute to your on-chain reputation.

oRHEA: This reward token is earned by liquidity providers. The better your reputation, the better your conversion rate from oRHEA to RHEA.

This setup encourages long-term involvement while rewarding users for helping grow the platform. The token conversion system adds a layer of gamification without compromising security or decentralization.

Read Also: DeFAI: The New Crypto Trend Changing Decentralised Finance Transactions

RHEA Finance (RHEA) Price Overview

Current Price: $0.06116

Price Change (1d): +59.15%

Market Stats

Market Cap: $12.23M (+59.15%)

Unlocked Market Cap: $19.42M

24h Volume: $18.58M (+17.09%)

Fully Diluted Valuation (FDV): $61.16M

Volume/Market Cap (24h): 153.61%

Supply Details

Total Supply: 1 Billion RHEA

Max Supply: 1 Billion RHEA

Circulating Supply: 200 Million RHEA

Price Performance

24h Low: $0.03445

24h High: $0.08492

All-Time High: $0.08492 (Aug 01, 2025, 2 hours ago)

All-Time Low: $0.02757 (Jul 30, 2025, 2 days ago)

Price Change Since Low: +117.1%

Price Change Since High: -29.51%

Read Also: How Singularity Finance Combines AI and DeFi for Smarter Investments

Conclusion

Rhea Finance is not just a rebrand, it’s a complete upgrade to NEAR’s DeFi experience. By bringing together trading, lending, and yield farming into one flexible platform, it makes decentralized finance more approachable and powerful for everyone.

From casual traders to serious yield farmers, Rhea offers something for every kind of crypto user.

If you’re looking for a safe and user-friendly place to explore DeFi, platforms like Rhea are a great place to start.

And if you want an easy way to access NEAR-based tokens, try Bitrue. Bitrue supports a wide range of assets and offers both basic and advanced tools to help you trade safely and securely.

FAQ

What is Rhea Finance?

Rhea Finance is a DeFi platform built on the NEAR Protocol, offering trading, lending, farming, staking, and more, all in one place.

What are Rhea’s main features?

Its core products are a decentralized exchange (DEX) and a lending platform, supported by services like smart routing, LP collateral, margin trading, and boost farming.

What tokens does Rhea use?

Rhea uses three tokens: RHEA (main token), xRHEA (staked utility token), and oRHEA (reward token for liquidity providers).

Can I use Rhea if I hold Bitcoin?

Yes. Thanks to its chain abstraction tech, you can use your Bitcoin wallet to participate in Rhea’s ecosystem through Satoshi DeFi.

Where can I get RHEA tokens?

You can buy RHEA tokens on decentralized exchanges that support NEAR-based assets, such as Rhea DEX or other NEAR-integrated platforms. Always make sure you’re using a trusted source and double-check the contract address before trading.

Disclaimer: The views expressed belong exclusively to the author and do not reflect the views of this platform. This platform and its affiliates disclaim any responsibility for the accuracy or suitability of the information provided. It is for informational purposes only and not intended as financial or investment advice.