What Is Figure HELOC (FIGR_HELOC)? Price & How to Buy

Figure Heloc, known by its ticker FIGR_HELOC, represents a tokenized version of a home equity line of credit using blockchain technology. Created by Figure, a fintech company specializing in lending and digital asset securitization, FIGR_HELOC brings real world assets onto the blockchain through the Provenance network. 

It allows investors to gain exposure to high quality loan products while enabling homeowners to access liquidity from the equity in their homes.

Figure’s broader system uses blockchain for origination, servicing, and securitization of financial products. The FIGR_HELOC token is part of this ecosystem, giving users a transparent and efficient method of accessing or trading tokenized HELOC assets. 

With a rapidly growing market cap above $13 billion and trading activity concentrated on Figure Markets, FIGR_HELOC is now ranked among the top tokens in the real world asset sector.

This article explains what the token is, how it works, its market performance, where to buy FIGR_HELOC, and why tokenized HELOCs are gaining attention in the digital asset ecosystem.

Key Takeaways

• FIGR_HELOC is a tokenized home equity line of credit issued through Figure and secured on the Provenance blockchain.
• The token trades around $0.9956 with price stability similar to fixed income style assets.
• Market cap is approximately $13.71 billion with a circulating supply of 13.77 billion tokens.
• Trading volume exceeds $28 million per day, showing strong investor interest.
• FIGR_HELOC’s all time high was $1.37 and its all time low was $0.1554.
• The primary market to buy FIGR_HELOC is Figure Markets through the FIGR_HELOC/USD trading pair.

What Is Figure Heloc (FIGR_HELOC)?

Figure Heloc represents a blockchain-based home equity line of credit. Homeowners can borrow against their home equity for uses such as renovation, debt consolidation, education, or other financing needs. Instead of being processed through traditional banking rails, the HELOC is originated and managed using the Provenance blockchain.

This structure allows for more efficient loan processing, lower operational costs, and high transparency for investors participating in securitized loan pools. FIGR_HELOC functions as a token that represents exposure to these loan products within the Figure ecosystem.

The goal of FIGR_HELOC is not speculation but access to real world asset yield, lower friction financing, and liquidity for both borrowers and investors.

Read Also: Can FIGR_HELOC 10x Today Quick Take Price Analysis

How Figure Heloc Works

Figure uses blockchain to improve the efficiency of lending and securitization. The process includes:

• Origination of HELOC loans using Figure’s digital lending platform
• Securing loan ownership and servicing information on the Provenance blockchain
• Tokenizing loan exposures into FIGR_HELOC
• Allowing investors to trade or hold tokens representing these financial products

Because the underlying loans are real home equity lines, the token is tied to tangible financial activity rather than purely market speculation.

The decentralization of paperwork, registry, and transaction settlement offers faster processing while reducing costs.

FIGR_HELOC Price Today

The current price of FIGR_HELOC is approximately $0.9956. This represents a 1.6% increase over the past 24 hours. FIGR_HELOC typically behaves like a stable yield backed asset, showing low volatility compared to general cryptocurrencies.

The price sits near the midpoint of its historical range, reflecting a balanced market position influenced primarily by investor sentiment within the RWA sector.

Price History and Market Performance

Market data shows that FIGR_HELOC remains relatively stable with moderate fluctuation. Over recent timeframes:

• 24 hour increase of 1.6%
• 7 day increase of 2.0%
• 14 day increase of 1.3%
• 30 day increase of 0.3%

These changes indicate a low volatility structure, which is typical for tokenized debt style assets.

All-Time High and Low

The all time high price for FIGR_HELOC was $1.37. Current price levels are roughly 25.73% below that peak.

The all time low was $0.1554. With today’s price, the token is more than 554.79% above that bottom.

This range reflects long-term confidence in the tokenized lending product and growing adoption of real world asset tokenization.

Market Capitalization and Circulating Supply

FIGR_HELOC has a circulating supply of 13.77 billion tokens. This matches its total supply, resulting in a market cap equal to its fully diluted valuation at around $13.71 billion.

This market cap positions FIGR_HELOC among the largest tokens in the real world asset category.

Daily trading volume exceeds $28 million, representing a 72.30% increase from the previous day. This spike indicates rising investor interest in Figure’s products and broader enthusiasm for RWA tokens.

Where to Buy FIGR_HELOC

FIGR_HELOC is mainly traded on centralized exchanges specializing in real world asset products.

The leading platform is:

• Figure Markets

It supports the FIGR_HELOC/USD trading pair, which accounts for nearly all trading activity.

Because FIGR_HELOC is tied to regulated lending products, it is not widely available on public decentralized exchanges. It is instead offered through specialized platforms designed to handle tokenized financial instruments responsibly.

How to Buy FIGR_HELOC

Buying FIGR_HELOC is straightforward through Figure Markets.

Step 1: Create an Account

Users must open an account with Figure Markets and complete identity verification. Since the product is linked to real financial instruments, compliance is required.

Step 2: Deposit Funds

Deposit USD or other supported assets into your Figure Markets account to prepare for trading.

Step 3: Trade FIGR_HELOC

Navigate to the FIGR_HELOC/USD trading pair and choose either a market or limit order. Confirm your purchase and the tokens will be added to your account.

Step 4: Manage Your Holdings

Because FIGR_HELOC represents a tokenized lending product, most users hold the tokens within the Figure Markets ecosystem. Withdrawal options are platform specific and designed to maintain regulatory and custodial compliance.

Why FIGR_HELOC Is Important

Figure Heloc is one of the most prominent real world asset tokens because it brings an established financial instrument into blockchain form. It represents:

• Scalable tokenization of loan products
• Transparent securitization on blockchain
• Reduced settlement times
• Institutional quality asset exposure
• Increased liquidity for previously illiquid financial products

The growth of FIGR_HELOC showcases how lending, borrowing, and credit markets are moving toward blockchain infrastructure.

Final Thoughts

FIGR_HELOC stands out as a major real world asset token with a large market cap, active trading volume, and institutional-level infrastructure behind it. As tokenization becomes a leading trend for 2025, assets like Figure Heloc demonstrate the practical application of blockchain for financial products that previously lacked liquidity and transparency.

With increasing adoption from investors looking for stable, yield-generating blockchain assets, FIGR_HELOC is positioned to remain a significant part of the RWA ecosystem.

Read Also: Should You Buy Figure Heloc Now?

FAQs

What is FIGR_HELOC?

FIGR_HELOC is a tokenized home equity line of credit created by Figure and secured on the Provenance blockchain.

What is the price of FIGR_HELOC?

The price is around $0.9956 with low volatility.

Where can I buy FIGR_HELOC?

You can buy it on Figure Markets using the FIGR_HELOC/USD pair.

What is the market cap of FIGR_HELOC?

The market cap is approximately $13.71 billion.

Is FIGR_HELOC a stablecoin?

No. It is a tokenized real world asset linked to home equity lending, but it trades with similar price stability to credit products.