US House Receives Stablecoin GENIUS Act Bill, Will It Spur Stablecoin Growth?

On June 24, 2025, the United States House of Representatives received the GENIUS Act—a landmark bill aimed at regulating stablecoins. Its timing is crucial: stablecoins now represent more than 60% of all crypto transaction volume, driven by rising institutional use and global demand for faster, cheaper cross-border settlements. 

Infrastructure firms like Finery Markets and Bitpace are doubling down on stablecoin development, hoping the GENIUS Act will bring the regulatory clarity needed to unlock the next phase of growth.

READ ALSO: Kakao Pay Plans to Launch Korean Won Stablecoin, Business Layout Has Been Designed

What Is the GENIUS Act?

Short for Guaranteeing Essential Neutral Infrastructure for the US, the GENIUS Act is designed to establish federal standards for stablecoins. The bill lays out proposed frameworks for:

• Collateral backing

• Licensing and oversight

• Transparency and reporting

• Cross-border interoperability

The proposal addresses one of the biggest barriers to institutional adoption: regulatory uncertainty. By offering clear guidelines, the GENIUS Act may help bridge the gap between traditional finance and blockchain-native infrastructure.

Finery Markets Steps Up

In response to surging demand, Finery Markets has launched a new institutional-grade trading platform specifically for stablecoins. The infrastructure includes:

• Private room trading: Enabling controlled access to secondary stablecoin liquidity

• Stablecoin Liquidity-as-a-Service: Connecting over 150 institutional clients

• Real-time cross-chain settlement: Supporting automated execution

• 24-hour onboarding: New stablecoin pairs added quickly via API

This new platform is designed to prevent disruptions caused by depegging events and ensure consistent market access across blockchain networks.

Bitpace on Stablecoin Efficiency

Speaking at iFX Expo Dubai 2025, Bitpace CRO Meryem Habibi emphasized how stablecoins solve real-world problems in international finance. Traditional cross-border payments remain slow and costly due to banking intermediaries. Stablecoins—used as programmable, borderless digital cash—offer near-instant settlements with significantly reduced fees.

This is especially important for financial institutions that need speed, reliability, and lower operational costs in their treasury and trading operations.

READ ALSO: Is Ethereum Recovering? Stablecoin Data Shows Bullish Movement Coming

Why Infrastructure and Policy Must Align

Stablecoin usage has grown from 23% in early 2023 to 62% by mid-2025, but the sector still faces:

• Liquidity fragmentation

• Persistent depegging risks

• Inconsistent legal treatment across jurisdictions

Finery Markets' solution is to provide a reliable technical foundation. The GENIUS Act, if passed, could complement this by supplying the missing legal framework.

Together, infrastructure and policy may turn stablecoins from speculative tools into mainstream financial infrastructure.

Conclusion

The GENIUS Act signals a pivotal moment for the stablecoin sector. With institutional-grade platforms already in motion and regulatory clarity on the horizon, the stablecoin market could soon experience a new wave of adoption. Whether as a tool for remittances, a foundation for tokenized finance, or a dollar-on-chain mechanism, stablecoins are poised to play a central role in the next phase of the digital economy.

FAQ

1. What is the GENIUS Act?

The GENIUS Act is a proposed US bill to regulate stablecoins, aiming to set standards for collateral, licensing, and transparency.

2. Why are stablecoins gaining popularity in 2025?

Stablecoins now power over 62% of all crypto transactions due to their speed, low fees, and utility in cross-border finance.

3. How are companies like Finery Markets involved?

Finery Markets has launched an institutional trading platform with real-time liquidity, stablecoin support, and cross-chain settlement tools.

4. What are the challenges stablecoins still face?

Key issues include liquidity fragmentation, depegging risks, and inconsistent regulatory treatment across countries.

5. Where can I buy stablecoins like USDT or USDC?

You can securely purchase stablecoins on Bitrue via spot trading after completing identity verification (KYC).