How Tokenized RWAs Could Hit the $2 Trillion Mark, What It Means for DeFi & TradF

The idea of tokenizing real-world assets (RWAs) is no longer futuristic—it’s already reshaping how we view finance. According to a new report from Standard Chartered, the total value of tokenized RWAs could reach a staggering $2 trillion by 2028. This rapid growth suggests that decentralised finance (DeFi) and traditional finance (TradFi) may soon converge more closely than ever before.

The Breakdown of a $2 Trillion Future

Standard Chartered’s analysis paints a clear picture of where this $2 trillion value might come from. The report expects around $750 billion to be channelled into tokenized money-market funds, another $750 billion into tokenized U.S. stocks, $250 billion into tokenized U.S. funds, and roughly $250 billion into less liquid assets such as private equity, commodities, and tokenized real estate.

This distribution reflects a significant evolution in the use of blockchain technology. Previously, tokenization was limited mainly to cryptocurrencies and experimental projects, but it’s now making its way into the core of global financial systems. Money-market funds and stocks, long dominated by centralised intermediaries, are now being reimagined through blockchain to improve liquidity, transparency, and efficiency.

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Such diversification signals that the tokenization trend extends beyond digital-native assets. The integration of traditional financial instruments into blockchain ecosystems means investors can potentially access markets once closed off due to complexity, high entry barriers, or geographical restrictions. Tokenized RWAs thus serve as a bridge—connecting institutional investors, retail participants, and blockchain innovation under one ecosystem.

As global institutions seek better efficiency and lower operational costs, tokenization could be the answer. While the path toward full-scale adoption will not be without challenges, the momentum behind RWAs highlights a critical shift in how value is stored, exchanged, and governed in both DeFi and TradFi environments.

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Exponential Growth from a Small Base

Despite the projected $2 trillion valuation, tokenized RWAs are still at a relatively early stage. According to data from RWA.xyz, the current market value stands at approximately $35.5 billion. That means the sector would need to expand by over 57 times to reach the forecasted target—a remarkable leap that showcases both the potential and ambition of this emerging financial model.

Standard Chartered’s Global Head of Digital Assets Research, Geoff Kendrick, notes that stablecoin liquidity and the growing reliability of DeFi banking systems are key catalysts behind this potential expansion. As more investors and institutions explore tokenized products, the trust and usability of blockchain-based assets continue to improve.

Read Also: 7 Trending RWA Tokens, Watch Their Growth Here

This stage of growth mirrors the early internet era, where small-scale applications paved the way for global-scale transformation. Tokenized RWAs today may seem like a niche innovation, but they’re laying the groundwork for a broader shift in global capital markets. With major financial institutions now experimenting with on-chain settlements, blockchain integration is no longer just theoretical—it’s becoming operational reality.

The combination of improved regulatory clarity, stronger infrastructure, and wider institutional acceptance could propel RWAs into the mainstream. As these developments unfold, DeFi platforms will likely become the primary environments for such assets to thrive, offering opportunities for users to invest, trade, and earn in a more transparent and borderless ecosystem.

Read Also: Is RWA the Next Narrative on Solana?

Stablecoins Fuel DeFi’s Expanding Ecosystem

At the centre of this transformation lies the stablecoin market, which has become the foundation of DeFi liquidity. According to the report, the total stablecoin supply exceeded $300 billion as of early October 2025, marking a 46.8% increase year-to-date. This rapid rise underscores how stablecoins act as the lifeblood of decentralised finance, enabling transactions, lending, and asset swaps in a frictionless manner.

Stablecoins not only stabilise the crypto ecosystem but also facilitate tokenized asset trading by offering consistent valuation benchmarks. As liquidity increases, DeFi platforms can support a wider range of tokenized RWAs—ranging from government bonds to real estate-backed tokens. Kendrick describes this as a “self-sustaining cycle of growth” where liquidity attracts new products, and new products bring in more liquidity.

Moreover, stablecoins act as the bridge between DeFi and TradFi, helping traditional investors gain exposure to blockchain assets without excessive volatility. This interconnectedness could encourage more financial institutions to experiment with tokenized models, as they can now interact with DeFi environments using stable, familiar instruments.

As tokenization and stablecoins continue to advance together, the border between traditional and decentralised finance may fade entirely. What we are witnessing is not just a technological shift but an evolution of trust and capital allocation on a global scale.

Conclusion

The prediction that tokenized RWAs could hit $2 trillion by 2028 highlights the growing synergy between blockchain innovation and traditional financial systems. This evolution signals a future where efficiency, accessibility, and transparency become the norm rather than the exception.

For investors and enthusiasts looking to explore the potential of tokenized assets, platforms like Bitrue.com offer opportunities to engage with the evolving world of crypto and DeFi. As this transformation unfolds, those who understand and participate early may find themselves at the forefront of the next financial revolution.

FAQ

What are tokenized real-world assets (RWAs)?

Tokenized RWAs are digital representations of physical or traditional financial assets, such as stocks, bonds, or real estate, recorded on blockchain for easier trading and transparency.

Why is tokenization becoming popular?

Tokenization enhances liquidity, reduces transaction costs, and allows fractional ownership, making traditional assets more accessible to a wider audience.

How do stablecoins support RWA growth?

Stablecoins provide consistent liquidity and value stability, allowing DeFi platforms to integrate tokenized assets without the volatility of typical cryptocurrencies.

What challenges could slow RWA adoption?

Regulatory uncertainty, technological limitations, and varying jurisdictional rules remain obstacles to large-scale tokenization.

How can investors get involved?

Investors can explore RWA-related opportunities through trusted crypto platforms like Bitrue.com, which offers secure access to a range of digital assets and DeFi tools.