RLUSD Stablecoin Nears $900M Market Cap as Ripple Expands XRP Ledger Use

The RLUSD stablecoin, Ripple's USD-backed digital asset, is rapidly approaching a $900 million market cap in October 2025. 

This milestone reflects Ripple's aggressive expansion of RLUSD within the XRP Ledger, boosting its utility for payments and institutional finance. With full reserve backing and strategic integrations, RLUSD stablecoin strengthens Ripple's position in the competitive stablecoin market.

Ripple RLUSD continues to gain traction as a reliable XRP Ledger stablecoin, offering stability amid crypto volatility. 

Recent developments highlight its role in bridging traditional banking with blockchain efficiency, making RLUSD market cap a key indicator of adoption success.

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RLUSD Attestation Report: Verified Reserves and Transparency

Ripple Labs released its October 2025 attestation report for RLUSD stablecoin, confirming robust financial backing. 

An independent U.S. certified public accountant audited the assets on October 23, adhering to American Institute of Certified Public Accountants standards. The report shows $898.5 million in circulating supply, supported by $939.7 million in reserves.

This over-collateralization ensures every RLUSD token maintains a 1:1 peg with USD assets, enhancing user trust in Ripple RLUSD. Monthly reports like this are crucial for RLUSD market cap stability and long-term credibility.

Benefits of Regular Audits for RLUSD Stablecoin

• Builds Investor Confidence: Consistent third-party verifications prove RLUSD is fully backed, reducing risks associated with unpegged stablecoins.

• Attracts Institutional Users: Transparent reporting positions Ripple RLUSD as a preferred XRP Ledger stablecoin for enterprises.

Read Also: BlackRock Purchase Plan for a Ripple Expansion, Buy XRP Now?

Strategic Initiatives Driving RLUSD Adoption

Ripple renewed over $1.5 million in University Blockchain Research Initiative grants, funding them exclusively in RLUSD stablecoin. 

This move promotes academic innovation while increasing RLUSD circulation on the XRP Ledger. Additionally, Brale now supports RLUSD issuance, allowing businesses to create custom USD-backed tokens.

These efforts expand RLUSD market cap by embedding it in educational and commercial ecosystems, solidifying Ripple RLUSD as a versatile financial tool.

Ripple Prime: Institutional Integration of RLUSD

Ripple acquired Hidden Road, rebranding it Ripple Prime, where clients use RLUSD stablecoin for collateral and holdings. 

This integration streamlines prime brokerage services on the XRP Ledger, accelerating RLUSD adoption among institutions.

RLUSD Market Performance and Key Metrics

As of late October 2025, RLUSD stablecoin trades at $0.9994, maintaining a tight $1 peg. The RLUSD market cap stands at $897.97 million, with 24-hour trading volume reaching $114.63 million—a 22.72% increase. Volume-to-market-cap ratio of 11.54% indicates healthy liquidity for Ripple RLUSD.

Total and circulating supply are both 898.49 million tokens, with no maximum limit, supporting scalable growth as an XRP Ledger stablecoin. Holder numbers have grown to around 5,870, signaling rising community interest.

Adoption Trends in RLUSD Stablecoin

• Quarterly Growth: RLUSD market cap on XRP Ledger hit $88.8 million in Q3 2025, up 34.7% from prior quarter.

• Competitive Edge: Audits and integrations help Ripple RLUSD compete with USDT and USDC in institutional DeFi.

Read Also: The Benefits If RLUSD Integrates with Cardano’s DeFi Ecosystem

RLUSD and XRP Ledger Synergies Explained

The XRP Ledger enables fast, low-cost settlements for RLUSD stablecoin transactions, ideal for cross-border payments. 

This native pairing enhances liquidity management, combining RLUSD stability with XRP speed. Tokenized real-world assets on XRPL reached $364 million, often using RLUSD as collateral.

Ripple RLUSD benefits from XRPL's efficiency, making it a top XRP Ledger stablecoin for global finance applications.

Expanding Institutional Use Cases

Partnerships with DBS Bank and Franklin Templeton integrate RLUSD into DeFi protocols on the XRP Ledger. 

The EVM sidechain, launched in Q2 2025, uses XRP as gas for Ethereum-compatible contracts, broadening RLUSD market cap potential. In Africa, collaborations with Chipper Cash and Yellow Card facilitate stable remittances via Ripple RLUSD.

XRP Price Momentum Tied to RLUSD Expansion

XRP currently trades at $2.55, with a relative strength index in the mid-60s—indicating neutral-to-bullish sentiment. 

Increased RLUSD activity on the XRP Ledger could propel XRP past resistance levels. Q3 2025 XRPL market cap hit $170 billion, driven partly by RLUSD stablecoin growth.

This interconnection boosts overall ecosystem value, where RLUSD market cap gains directly support XRP Ledger stablecoin utility.

Future Outlook for RLUSD Stablecoin

Ongoing partnerships and monthly attestations position RLUSD to surpass $900 million market cap soon. 

As Ripple expands XRP Ledger use, RLUSD stablecoin emerges as a compliant bridge for digital dollars in payments and DeFi. Analysts predict sustained growth for Ripple RLUSD amid regulatory clarity.

Read Also: RLUSD Volume Goes Up As Ripple Partners with Aave! Is XRP Bullish?

Conclusion

RLUSD stablecoin's near-$900M market cap, verified reserves, and XRP Ledger integrations mark a pivotal advancement in Ripple's ecosystem. 

With transparent operations and institutional appeal, Ripple RLUSD is set to transform stablecoin applications in global finance. The synergy with XRP enhances efficiency, fostering trust in blockchain-based payments.

Explore RLUSD market cap opportunities and trade Ripple RLUSD alongside XRP on Bitrue. Start today with user-friendly tools, low fees, and secure access to this growing XRP Ledger stablecoin ecosystem for optimal portfolio diversification.

FAQ

What backs the RLUSD stablecoin?

RLUSD is fully backed by USD reserves, audited monthly by a certified public accountant. The latest report shows $939.7M in reserves for $898.5M in circulation, ensuring a solid 1:1 peg.

How does RLUSD benefit from the XRP Ledger?

RLUSD leverages the XRP Ledger for fast, low-cost, and scalable transactions, ideal for cross-border payments and institutional finance.

Why are RLUSD audits important?

Regular third-party audits boost investor confidence by proving full reserve backing, ensuring transparency and regulatory trust for Ripple RLUSD.

How is Ripple expanding RLUSD use cases?

Ripple integrates RLUSD across academia, DeFi, and institutions through grants, partnerships with DBS and Franklin Templeton, and Ripple Prime services.

What’s driving RLUSD market growth in 2025?

Strong liquidity, institutional adoption, and seamless XRPL integration push RLUSD’s market cap toward $900M, reinforcing its dominance in the stablecoin sector.

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