Ripple Stablecoin RLUSD Hits $700M as Expansion Moves Into Africa

Ripple’s journey with its stablecoin RLUSD is making waves once again. After crossing the impressive milestone of $700 million in market cap, Ripple has now taken a big step forward by expanding into Africa. With strong partnerships across the continent and new pilot projects already in action, the RLUSD stablecoin is starting to show real-world adoption at scale.

Let’s take a closer look at what this means for the Ripple ecosystem, why Africa is such an important part of this expansion, and how RLUSD is shaping the future of digital payments.

READ ALSO: RLUSD Stablecoin Surges in Trading Volume, Outpacing Competitors

Ripple RLUSD Expands Into Africa

Ripple USD, better known as RLUSD, is officially entering the African financial scene through new partnerships with Yellow Card, Chipper Cash, and VALR. These three platforms already have a strong presence in providing payments and crypto services across the continent.

The integration of RLUSD with their infrastructure makes adoption smoother for both institutions and individuals.

Yellow Card is known for offering crypto exchange services and stablecoin solutions across Africa. Chipper Cash, a popular mobile payments platform, enables low-cost international transfers and everyday services like bill payments and investments.

VALR, based in South Africa, is one of the largest crypto exchanges on the continent, serving institutional and retail customers alike.

Ripple’s announcement also revealed that RLUSD will play a role in supporting real-world needs. In Kenya, RLUSD is backing a drought insurance program where tokens are released automatically through smart contracts when satellite data signals the risk of drought.

This innovative use shows how stablecoins can support communities by providing fast and reliable aid during crises.

Expansion, Growth, and Market Adoption

Ripple’s global expansion strategy is moving at full speed. The stablecoin is not only growing in Africa but also expanding to new regions like Dubai, with plans to launch in Japan next year.

The company has also acquired Rail, a payments platform designed to boost stablecoin use in institutional markets. These moves signal Ripple’s intention to cement RLUSD as a major player in cross-border payments.

Meanwhile, SWIFT, the global payments giant, has started testing the XRP Ledger and Hedera Hashgraph for international payment trials.

This highlights how traditional financial systems are exploring blockchain-based solutions for efficiency and cost savings. Ripple being part of these tests is a strong indicator of its growing relevance in global finance.

RLUSD’s growth is clear in its numbers. With a $700 million market cap and $43 million in 24-hour trading volume, the token is showing healthy momentum.

The stablecoin market is highly competitive, but Ripple’s focus on practical adoption and institutional partnerships makes RLUSD stand out as more than just another token in circulation.

READ ALSO: These Analysis States XRP Will Reach $5! Is It True?

Why Ripple Stablecoin Matters for Africa and Beyond

The launch of RLUSD in Africa is not just about numbers. It is about solving real challenges. Africa faces unique difficulties in cross-border payments, remittances, and access to financial services. Ripple stablecoin adoption can help bring faster, cheaper, and more reliable payment systems to millions of people who need them.

The use of RLUSD in insurance pilots shows a path where blockchain supports local communities beyond simple trading. Farmers in Kenya now have access to automated financial aid when the weather threatens their crops.

This type of practical adoption can inspire more institutions to explore blockchain-backed solutions.

Globally, Ripple’s strategy highlights how stablecoins can bridge traditional finance and crypto. With expansion into Asia and trials with SWIFT, RLUSD is well-positioned for wider acceptance. For investors and institutions, this signals strong long-term growth potential as Ripple continues to build trust in global markets.

Conclusion

Ripple stablecoin RLUSD crossing $700 million in market cap and expanding into Africa is a major milestone. From partnerships with Yellow Card, Chipper Cash, and VALR to innovative pilots in Kenya, RLUSD is showing the world what real adoption looks like.

With global expansion plans, institutional testing, and practical use cases, Ripple’s stablecoin is carving out its place in the future of finance.

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FAQ

What is Ripple RLUSD?

RLUSD is Ripple’s flagship stablecoin designed for payments, trading, and institutional adoption.

How big is Ripple RLUSD’s market cap?

As of September 2025, RLUSD has reached $700 million in market cap.

Why is RLUSD expanding into Africa?

Africa offers a strong demand for low-cost payments and financial solutions, making it an ideal region for adoption.

What projects use RLUSD in Africa?

In Kenya, RLUSD is used in a drought insurance pilot where tokens are triggered by satellite data.

What is next for Ripple stablecoin RLUSD?

Ripple plans to expand RLUSD to Japan, grow adoption in Dubai, and continue global partnerships.