Mutuum Finance Presale 2025: $16M Raised

2025-10-14

Mutuum Finance (MUTM) has become one of 2025’s most talked-about decentralized finance (DeFi) projects, surpassing $17.2 million in presale funding. With over 750 million tokens sold and nearly 17,000 investors participating, the project’s momentum highlights growing market confidence in its innovative lending and borrowing model.

By combining structured presale pricing, transparent milestones, and a clear development roadmap, Mutuum Finance has attracted both institutional and retail interest. The presale success positions it among the standout DeFi launches of 2025, signaling strong community engagement and product readiness.

Mutuum Finance Presale Structure and Pricing

The Mutuum Finance presale follows a fixed-stage model, starting at $0.01 in Phase 1 and increasing approximately 20% per round. As of Phase 6, tokens are priced at $0.035, with Phase 7 expected to reach $0.04.

The final launch price is set at $0.06, meaning early backers could see potential value appreciation of up to 70% by the time of listing.

This transparent, incremental pricing has helped sustain investor trust and consistent demand across all phases. Participants can track purchases, connect wallets, and monitor projected returns through a dedicated dashboard—an uncommon feature among DeFi presales.

Beta Launch and Technical Roadmap

Mutuum Finance plans to launch Version 1 (V1) of its decentralized lending and borrowing protocol on the Sepolia testnet in Q4 2025. The beta version will feature liquidity pools, debt tokens, and a liquidator bot, initially supporting ETH and USDT.

By aligning its presale and product rollout, the project minimizes speculative hype and focuses on real utility delivery. This approach has drawn attention from investors seeking reliable, transparent DeFi projects with tangible development progress.

Unique Lending Model and Stablecoin Integration

At the heart of Mutuum Finance’s appeal is its non-custodial dual lending system, which combines automated peer-to-contract lending with peer-to-peer flexibility. This hybrid model allows users to lend or borrow under customizable terms while maintaining full control of their assets.

In addition, Mutuum will introduce an overcollateralized USD-pegged stablecoin built on Ethereum. The stablecoin aims to enhance liquidity and offer stability to the broader DeFi ecosystem while serving as a core asset within Mutuum’s lending pools.

Security and Credibility

Mutuum Finance has undergone a CertiK audit, earning a 95 security score, one of the highest ratings among 2025 DeFi presale projects.

This strong security validation has bolstered investor confidence and positioned the project as a credible, compliance-minded entrant into the DeFi space.

The presale also features a Top 50 leaderboard that rewards major contributors with bonus tokens, encouraging deeper engagement and loyalty among community members.

Conclusion

Mutuum Finance’s $17.2 million presale achievement underscores strong market interest in innovative, transparent DeFi solutions. With a clear roadmap, a dual lending system, and high audit scores, the project is emerging as one of 2025’s most promising decentralized finance launches.

As the protocol heads toward its testnet release and eventual mainnet debut, Mutuum Finance appears well-positioned to compete with established DeFi players, bringing a new layer of trust, flexibility, and user empowerment to on-chain lending.

Secure Bitcoin trades. Smart crypto insights. Only at Bitrue.

FAQ

What is Mutuum Finance (MUTM)?

Mutuum Finance is a decentralized lending and borrowing protocol featuring a dual lending model that combines peer-to-contract automation with peer-to-peer flexibility.

How much has Mutuum Finance raised in its presale?

As of October 2025, Mutuum Finance has raised over $17.2 million, selling more than 750 million tokens to nearly 17,000 investors.

What makes Mutuum’s presale model unique?

The presale uses a fixed-stage pricing model with transparent, incremental increases per phase, along with real-time dashboards for tracking and engagement.