Kamino Finance Season 4 Is Live — Here’s Everything You Need to Know

Kamino Finance has officially entered Season 4. Over the past two years, Kamino has grown to become a leading decentralized finance (DeFi) platform on Solana, and its point-based reward system played a major role in that growth. 

But now, the platform is taking a bold step forward by replacing its points mechanism with a new, real-time reward model designed to encourage deeper engagement across its growing suite of services.

With the claim portal for Kamino Finance Season 3 now open and Season 4 already underway, users can now begin participating in a new reward structure that offers monthly allocations, staking boosts, and a clear focus on product-based adoption. 

Whether you're a long-time user or just starting out, understanding the details of this transition is key to maximizing your benefits in the Kamino ecosystem.

Kamino Finance Starts Season 4

Season 4 of Kamino Finance is officially in motion, bringing a fixed timeframe and KMNO allocation that will be announced at the kickoff. More importantly, the platform is moving away from Kamino Points as the only reward mechanism and launching a brand-new incentive model. 

The goal of this change is to concentrate user activity in key product areas while improving transparency in how rewards are distributed.

This season aims to enhance usage across multiple verticals within the Kamino platform, including:

• Kamino Lend V2
• Kamino RWAs (Real World Assets)
• Kamino Swap
• Kamino Multiply

Instead of relying solely on accumulating points, Season 4 introduces monthly KMNO allocations that are distributed to users based on how they interact with these products. 

This allows for more focused growth and clear insight into how rewards are earned.

Read also: What Is SOXL Stock? A Complete Guide to the 3X Semiconductor ETF

Kamino Finance Season 4 Details

A New Reward Structure

In Kamino Finance Season 4, each month will feature a fixed KMNO token allocation. These rewards will be divided among different product categories, and the distribution criteria will be announced at the start of each month. 

Users who participate in these product areas will see their KMNO rewards accrue in real time throughout the month. There are two main benefits to this structure:

1. Focused Growth:

Rewards are directed toward specific products, making it easier for Kamino to support new launches and drive adoption in targeted areas. By collaborating with vault curators and ecosystem partners, Kamino ensures that these incentives make a measurable impact.

2. Transparency in Earnings:

Users can clearly see how much they are earning. For example, if a lending vault offers a 10% APY and includes a 2% reward from KMNO incentives, the total APY will display as 12%—making reward calculations easy to track.

KMNO Staking Boosts

KMNO staking remains a central part of the Kamino rewards ecosystem. In Season 4, staking does not just increase your reward rate—it determines how much of your total portfolio value qualifies for boosted rewards. The longer and more consistently you stake, the higher your boost.

Here's how it works:

• Daily Accrual: You earn a 0.5% staking boost for each day you keep your KMNO tokens staked.
• Monthly Loyalty Bonus: If you keep or increase your stake over the entire month, you receive an additional permanent boost.

This boost is applied proportionally to the value you have in Kamino products. For instance, if you have a 50% staking boost and $100,000 deployed into eligible products, your rewards are calculated as if you had $150,000.

Example Calculation

Let’s say you have:

• $100,000 in Kamino
• 100,000 KMNO staked
• A 50% staking boost

If the product you’re using has a 5% reward APY, your reward without the boost would be approximately $416 per month. With the 50% staking boost, your effective reward base becomes $150,000, increasing your monthly reward to $625.

This staking boost applies only to the portion of your funds that match the USD value of your staked KMNO. So if you have fewer KMNO staked than your portfolio size, the boost only applies partially.

Read also: SoundHound AI (SOUN) Stock: What You Need to Know in 2025

How to Claim Kamino Finance Season 3 Rewards

The claim portal for Kamino Finance Season 3 is now live at app.Kamino.finance/season-3-airdrop. Once claimed, the KMNO tokens are automatically staked, helping users to start earning Season 4 staking boosts right away. 

You can choose to unstake at any time, but doing so will cancel your eligibility for future Season 4 staking boosts. Therefore, it is advised to remain staked if you want to benefit fully from this season’s reward system.

Conclusion

Kamino Finance Season 4 represents a new chapter in decentralized finance on Solana. With a real-time, product-driven reward structure and a continued emphasis on KMNO staking, the platform is positioning itself for more transparent and impactful growth. 

Users now have more clarity on how rewards are earned and more opportunities to optimize their engagement across Kamino’s expanding ecosystem.

As you begin or continue your journey with Kamino, staying informed about these updates will be crucial. 

Whether you are exploring Kamino Lend V2, Swap, Multiply, or the upcoming RWAs, Season 4 offers a new way to grow your holdings while actively participating in Solana’s DeFi evolution.

Find other interesting articles on Bitrue blog! You can also directly buy selected assets on Bitrue by registering here! 

Frequently Asked Questions (FAQ)

Q: How to claim Kamino airdrop? 

A: To claim your Kamino airdrop, visit the Kamino airdrop claim page, connect your Solana wallet, and if you're eligible, click "Claim and Stake" to get your tokens. For Season 2, the allocation is automatically staked upon claiming.

Q: What is Kamino multiply? 

A: Kamino Multiply is a one-click vault product that allows you to increase your exposure to assets that generate yield by using leverage. It combines underlying K-Lend mechanisms to offer powerful yield strategies.

Q: What is Kamino crypto? 

A: Kamino Finance (KMNO) is a decentralized finance (DeFi) protocol on the Solana blockchain. It provides a strong platform for borrowing, lending, and providing liquidity, featuring Automated Liquidity Vaults and Kamino Lend to improve user engagement with DeFi strategies.

Q: How do you qualify for KMNO airdrop? 

A: To qualify for the KMNO airdrop, users who participated in activities like staking, providing liquidity, or joining Kamino's points campaign may be eligible to claim KMNO tokens. The more active you are on the platform, the more points you earned, which directly influenced your airdrop share.

Q: How much is the Kamino token worth? 

A: The price of Kamino (KMNO) is approximately $0.06151 today, with a 24-hour trading volume of $22,012,483. (Note: Prices can change quickly.)

Q: How much did Kamino Finance raise? 

A: Kamino Finance has raised a total of $10 million in funding.