How to Stake XDC 2026: Earn 6.5% Interest on XinFin Network

XDC staking gives token holders a practical way to earn passive income from one of the most enterprise focused blockchains in the market. 

The XDC Network, originally known as XinFin, runs on a Delegated Proof of Stake consensus that supports native staking through masternodes. 

For users who do not want to run a node, platforms like Bitrue offer staking products with interest rates reaching up to 6.5% for eligible accounts. This guide covers how XDC staking works, what options are available, and how to start earning on Bitrue in 2026.

Key Takeaways

• XDC Network uses XinFin Delegated Proof of Stake (XDPoS) with 108 validator masternodes, and native staking requires a minimum of 10 million XDC per node.
• Bitrue offers XDC staking products with displayed interest rates of up to 6.5% for new users, plus a 5% locked plan over 21 days and a 1.2% standard flexible option.
• Exchange based staking on Bitrue removes the technical barriers of running a masternode, making XDC staking accessible to everyday holders.

What is XDC Network and XDC?

XDC Network is an enterprise grade, open source Layer 1 blockchain cofounded in 2017 by Atul Khekade and Ritesh Kakkad. Originally branded as XinFin, the project rebranded to XDC Network in 2019 when it launched its mainnet. 

It is headquartered in Singapore and built specifically to serve trade finance, real world asset (RWA) tokenisation, and cross border payment use cases.

The network uses a hybrid architecture that combines a public blockchain with private subnet capability. 

This design lets enterprises handle sensitive transaction data on permissioned layers while still benefiting from the transparency and auditability of a public chain. 

XDC is EVM compatible, which means developers familiar with Ethereum can deploy smart contracts on XDC without rewriting their code.

Performance is one of the network's defining features. XDC processes around 2,000 transactions per second with approximately two second block times, and gas fees sit near one millionth of a dollar per operation. 

The network is also ISO 20022 compatible, positioning it for integration with global banking messaging standards used by SWIFT and major central banks. 

These technical foundations have attracted institutional partnerships, including integrations with R3 Corda and the onboarding of native USDC for settlement.

How XDC Staking Works on the XinFin Network

XDC Network secures its blockchain through the XinFin Delegated Proof of Stake (XDPoS) consensus mechanism. Unlike proof of work chains that rely on energy intensive mining, XDPoS uses a network of 108 Core Validator masternodes that propose, validate, and finalise blocks. 

Each masternode operator must stake a minimum of 10 million XDC and complete KYC procedures to participate in consensus.

Masternode operators earn XDC staking rewards distributed every epoch, which consists of 900 blocks and completes in roughly 30 minutes. 

The XDC 2.0 upgrade introduced three block finality, advanced slashing penalties for malicious or offline nodes, and an EIP 1559 style fee burn mechanism that permanently removes a portion of transaction fees from circulation.

For holders who do not have 10 million XDC or the infrastructure to run a node, there are two alternatives. 

The first is voter delegation on the native network, where users delegate their XDC to an existing masternode and receive a proportional share of that node's staking rewards. 

Delegation can start from relatively small amounts. The second option is exchange based staking through platforms like Bitrue, which removes all technical requirements entirely. 

You simply deposit your XDC and subscribe to a staking plan. This is the most accessible route for most retail holders looking to earn from their XDC without managing validator infrastructure.

If you want to start staking XDC without the complexity of running a masternode, sign up to Bitrue to access flexible and locked staking products for XDC.

Read also: XDC Staking: Earn XINFIN NETWORK Rewards

Flexible vs Locked XDC Staking on Bitrue

Bitrue offers multiple XDC staking formats, each suited to a different approach. The key distinction is between flexible and locked plans, and choosing the right one depends on how you balance liquidity against potential returns.

Flexible staking through Bitrue's Power Piggy feature lets you deposit XDC and earn rewards while retaining the ability to withdraw at any time. 

The current standard flexible rate sits at around 1.2% with BTR Boost and VIP cap conditions. New users on Bitrue can access a promotional XDC staking interest rate of up to 6.5% through a 60 day flexible plan with BTR Boost. 

This promotional rate is notably higher than the standard offering and is subject to eligibility and availability.

Locked staking requires you to commit your XDC for a fixed period. Bitrue currently offers a 21 day locked plan with a displayed rate of 5%. During this lock period, your tokens cannot be withdrawn. 

The benefit is a significantly higher displayed rate compared to standard flexible staking, which compensates for the temporary loss of access.

Both options are exchange based, meaning your XDC remains on Bitrue's platform. Neither involves direct interaction with the XDPoS consensus or masternode infrastructure. 

Each product carries its own risk profile, including platform risk and market price volatility. Reviewing the specific terms, minimum deposit requirements, and BTR Boost conditions before subscribing is recommended.

Read also: Will XDC Staking Be Popular After Regulatory Clearance?

How to Stake XDC on Bitrue

Bitrue keeps the staking process straightforward, requiring only a few steps from account setup to earning your first rewards. Here is a complete walkthrough to stake XDC and begin collecting interest on your holdings.

1. Sign up for a Bitrue account at bitrue.com and complete the identity verification (KYC) process. This is required before you can access deposits, trading, or any earning features on the platform.
2. Deposit XDC into your Bitrue wallet. You can transfer XDC from an external wallet or purchase it directly on Bitrue using the Buy/Sell feature with fiat or other supported crypto assets.
3. Navigate to the Earn section on Bitrue's main menu. Select either Power Piggy for flexible staking or the Staking page for locked plans. Locate XDC among the available coins and compare the displayed APY, lock periods, and any BTR Boost eligibility requirements.
4. Choose your preferred staking plan and enter the amount of XDC you want to commit. Review the terms carefully, then confirm your subscription. Rewards will start accruing according to the plan's stated schedule.
5. Monitor your staking rewards from your Bitrue account dashboard. For flexible plans, you can unstake and withdraw your XDC at any time. For locked plans, your tokens will be released automatically once the staking period concludes.

If you are new to staking on Bitrue, starting with a flexible plan is a sensible way to test the process. Once comfortable, you can explore locked options like the 21 day plan for a higher displayed rate.

Conclusion

XDC staking offers a clear path to earning passive income from your holdings, whether through the XinFin Network's native XDPoS delegation or through exchange based products on Bitrue. 

Running a masternode requires 10 million XDC and dedicated infrastructure, making exchange staking the more accessible route for most holders. 

Bitrue's staking lineup, which includes a promotional rate of up to 6.5% for new users, a 5% locked plan over 21 days, and standard flexible options, gives you the ability to match your staking strategy to your liquidity needs. 

For holders looking to put idle XDC to work, Bitrue provides a regulated and straightforward environment to start earning.

FAQ

Can you stake XDC directly on the XinFin Network?

Yes. XDC uses Delegated Proof of Stake, so native staking is supported through masternodes (requiring 10 million XDC) or through voter delegation to existing validators.

What interest rate can you earn staking XDC on Bitrue?

New users can earn up to 6.5% through promotional flexible plans with BTR Boost. Standard flexible rates are around 1.2%, and a 21 day locked plan offers 5%.

Do you need to run a masternode to earn XDC staking rewards?

No. Exchange based staking on Bitrue lets you earn rewards without any technical setup. You simply deposit XDC and subscribe to a plan.

What is the difference between flexible and locked XDC staking on Bitrue?

Flexible staking lets you withdraw at any time with a lower displayed rate. Locked staking offers higher potential returns in exchange for a fixed commitment period where withdrawals are not permitted.

Does staking XDC guarantee a profit?

No. Staking rewards are earned in XDC, but the market value of XDC can fluctuate. A decline in token price may offset staking gains, so always review the risks before committing.

Disclaimer: The views expressed belong exclusively to the author and do not reflect the views of this platform. This platform and its affiliates disclaim any responsibility for the accuracy or suitability of the information provided. It is for informational purposes only and not intended as financial or investment advice.