XRP Surges as Mastercard Deal Goes Live, Is the $10 Rally Starting Now?

XRP has been making headlines once again, this time fueled by a major development involving Mastercard.

Gemini’s new crypto-linked Mastercard is now live, offering XRP as a cashback reward option for everyday purchases. This integration is seen as a milestone for XRP adoption and long-term growth.

While the token is currently experiencing short-term weakness, technical indicators and adoption news suggest that XRP’s rally to $10 could be closer than many expect.

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Key Takeaways

1. Gemini’s Mastercard launch boosts XRP adoption by offering cashback rewards in XRP for purchases.

2. XRP shows strong long-term growth potential despite short-term dips, with technicals pointing to a rebound.

3. Analysts see XRP heading towards $10 by 2026 as ETFs and institutional flows increase.

What Is Happening with XRP Today and Why the Mastercard Deal Matters

XRP’s current market performance reflects a mix of caution and optimism. Prices dipped to around $2.91 amid a wider downturn, marking a small weekly and monthly decline.

However, this comes after an impressive 385% gain in the past year, highlighting the strength of its long-term position.

The real excitement comes from Gemini’s Mastercard partnership. This new card allows users to earn cashback directly in XRP, which is a significant step in connecting crypto with everyday payments. Cardholders can receive:

• 4% cashback on transport-related spending like gas or EV charging

• 3% cashback on dining

• 2% cashback on groceries

Some limitations apply, with higher rates only available on the first $300 spent monthly, but the initiative remains a positive move for adoption. Beyond retail use, XRP has been attracting growing institutional demand.

Year-to-date flows into XRP funds stand at $1.26 billion, trailing only Bitcoin and Ethereum. This demonstrates strong investor confidence despite market volatility.

Together, Gemini’s Mastercard and increasing institutional flows make a strong case for XRP’s continued expansion in the payment ecosystem.

Read Also: XRP News Today: Mastercard Launch, Price Drop, and SEC vs. Ripple Update

XRP Price Analysis: Technical Signs of Consolidation Before a Rally

Market sentiment is often guided by technical indicators, and XRP’s current chart suggests it may be preparing for a major move. After recent declines, XRP appears to be consolidating. Analysts are closely watching:

• Relative Strength Index (RSI): Recently slipped below 50 and may approach oversold territory around 30, often signaling a potential rebound.

• MACD (Moving Average Convergence Divergence): Trending into negative territory, historically a precursor to a reversal.

• Bullish Pennant Formation: Over the past month, XRP has shaped a consolidation pattern, which often precedes a breakout.

These indicators suggest XRP could be close to bottoming out before a fresh surge. When combined with adoption news such as the Mastercard launch and the possibility of XRP exchange-traded funds (ETFs), market confidence could strengthen further.

Short-term, XRP may fluctuate between $2.80 and $3.20 as traders wait for confirmation of a breakout. Medium to long-term projections, however, remain optimistic.

Analysts forecast XRP climbing to $5 by the end of 2025, with a realistic path toward $10 by mid-2026.

Read Also: XRP Whales Scoop Up $758M, Is a $10 Breakout Coming Next?

The Bigger Picture: Why XRP Could Reach $10 in the Coming Years

Beyond daily price movements, XRP’s growth potential lies in its expanding ecosystem and utility. The Mastercard partnership is just one piece of the puzzle. Other factors contributing to long-term momentum include:

Growing Institutional Adoption

XRP’s $1.26 billion inflows this year show increasing confidence among institutions. This trend could accelerate if ETFs linked to XRP gain approval, making it easier for traditional investors to gain exposure.

Broader Payment Integration

As Gemini’s Mastercard shows, XRP is moving closer to real-world use. Payment partnerships highlight XRP’s original purpose as a fast and cost-effective cross-border settlement token.

Legal and Regulatory Clarity

XRP’s ongoing legal journey has weighed on sentiment, but progress toward clearer regulations could remove one of the last barriers to broader adoption.

Community and Ecosystem Development

From liquidity growth to developer engagement, the XRP ecosystem is steadily expanding. More platforms are integrating XRP, which strengthens utility and network effects.

With these fundamentals in place, the $10 target by 2026 is not just speculation but a scenario supported by adoption trends and market structure.

Read Also: Why Did XRP Price Drop Below $3? Will It Recover Soon and Rise Again?

Conclusion: Can XRP Really Reach $10?

XRP’s current pullback may seem discouraging, but short-term price dips are common in fast-moving markets. What sets XRP apart is its strong adoption narrative.

With Mastercard now onboard through Gemini’s new card, XRP has entered another phase of mainstream visibility.

Technicals suggest the coin is consolidating before a new push, while institutional flows and the potential of ETFs create a favorable backdrop for long-term growth.

For traders and investors, platforms like Bitrue make accessing XRP easier and safer. Known for its user-friendly interface and secure trading environment, Bitrue offers multiple trading pairs and staking opportunities for XRP holders.

As XRP continues its journey toward $10, using trusted exchanges like Bitrue ensures you can participate in the market with confidence.

FAQ

What is the significance of the XRP Mastercard deal?

It marks a step toward real-world adoption, allowing users to earn XRP cashback on daily purchases, boosting awareness and usage.

Why has XRP dropped recently despite good news?

Short-term market downturns have weighed on all major cryptos. XRP’s fundamentals, however, remain strong with long-term bullish signals.

Can XRP realistically reach $10?

Yes, with increasing institutional demand, ETF prospects, and broader payment adoption, XRP could reach $10 by 2026.

Is XRP a good choice for payments?

XRP is known for its speed and low-cost transactions, making it suitable for cross-border payments and retail use cases.

Where can I trade XRP safely?

Exchanges like Bitrue provide secure trading, staking, and a variety of XRP pairs, making it a reliable platform for both new and experienced traders.

Disclaimer: The views expressed belong exclusively to the author and do not reflect the views of this platform. This platform and its affiliates disclaim any responsibility for the accuracy or suitability of the information provided. It is for informational purposes only and not intended as financial or investment advice.