Ripple IPO Valuation: Why Experts Warn It Could Be 'Insanely Stupid' – Analysis and Predictions
2025-06-10
As speculation rises over which crypto firm will be the next to go public, Ripple is once again in the spotlight. The blockchain company behind XRP, long seen as a frontrunner for a major stock listing, is now the subject of heated debate.
Some believe a Ripple IPO could signal a new era for crypto startups on Wall Street. Others, however, warn that the company’s valuation could be wildly inflated. One prominent analyst even called it “insanely stupid.”
With Circle’s recent IPO setting a high benchmark, the conversation around Ripple’s possible public debut has reignited. But will it be a smart move, or a risky bet? Read more in this article!
What Is the Ripple IPO and Why Is It Making Headlines?
Ripple, best known for its XRP token and blockchain payment solutions, has been on and off the IPO radar for years. Its CEO, Brad Garlinghouse, has hinted several times that the company might consider going public.
However, ongoing legal battles with the U.S. Securities and Exchange Commission (SEC) have kept those plans on hold—until now.
The IPO discussion returned after Circle, the issuer of the USDC stablecoin, successfully debuted on the New York Stock Exchange with a valuation of $16.6 billion. That event seems to have sparked a fresh wave of ambition in the crypto space.
According to a well-followed crypto analyst known as Pentoshi, Ripple could follow suit by late 2025 or early 2026. But Pentoshi didn’t hold back in his opinion. He stated on social media that a Ripple IPO would likely come with an “insanely stupid valuation.”
Read more: Ripple and Web3 Salon Partners to Empower Japan’s Startup
Ripple Valuation vs XRP Market Cap: The Confusion
Part of the concern stems from confusion between Ripple’s corporate value and XRP’s market capitalization. Ripple the company is currently valued at around $11.3 billion by market observers.
Meanwhile, the XRP token, which operates independently of Ripple in some ways, has a market capitalization of roughly $132.68 billion, according to CoinMarketCap.
This discrepancy matters. A Ripple IPO would focus on Ripple Labs as a business entity—not the XRP token. However, the two are often intertwined in public discussions, which can distort perceptions of what Ripple is actually worth as a company.
Many experts caution that any future IPO must clearly distinguish the company’s operations from the token’s performance.
Crypto IPOs Gaining Momentum
Circle’s IPO success has created a ripple effect—no pun intended. Its first-day performance made headlines after underwriters reportedly left $1.72 billion on the table. This aggressive market entry appears to be encouraging other major crypto firms to explore IPO opportunities.
Ripple is not alone. Gemini, a well-known crypto exchange founded by the Winklevoss twins, has already submitted a draft registration with the SEC, suggesting it is preparing to go public.
These developments indicate a growing trend where crypto companies are looking to raise funds and boost credibility through stock market listings.
Read more about XRP:
XRP to USD: Convert Ripple to US Dollar
XRP (XRP), Market Cap, Price Today & Chart History
Ripple IPO Analysis: What Experts Are Saying
Pentoshi’s viral post triggered widespread reactions in the crypto community. Many users expressed skepticism about the value such an IPO would bring to XRP holders, while others remained optimistic.
One user commented, “An IPO at this point feels more like a formality than a surprise.” Another said, “The valuation will probably melt faces, but the real test will be if XRP finally decouples from the SEC drama.”
Experts agree that Ripple’s success in an IPO will depend heavily on timing, regulatory clarity, and how well it can present itself as a distinct entity from its token. While Circle managed to strike a balance between its USDC product and corporate valuation, Ripple may face more scrutiny due to its legal history.
Read more:XRP News: Ripple Releases $2.2B in XRP From Escrow in June: Impact on Price and Market Trends
Ripple Company Valuation: What We Know
Predicting Ripple’s valuation is tricky. While its current private market value is estimated at $11.3 billion, that number could change dramatically based on investor sentiment, financial disclosures, and how Ripple positions itself to potential shareholders.
The fact that XRP continues to dominate crypto payments may support Ripple’s case, but it does not automatically guarantee a higher valuation.
Moreover, Ripple’s IPO would likely attract significant attention from both Wall Street and regulators. Investors will be keen to understand how the company earns revenue, how it uses XRP in its business model, and whether ongoing legal risks remain.
Ripple IPO Prediction
As of now, Ripple has made no official announcements regarding a public offering. However, market signals and statements from influential figures suggest the groundwork may already be in motion.
If Circle’s success is any indication, Ripple might see an IPO as an opportunity to reset its public image and attract institutional capital.
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Frequently Asked Questions (FAQ)
Q: Will Ripple reach $1000 dollars?
A: It's mathematically unlikely for XRP to reach $1,000. However, the price could increase in the short term due to favorable regulations and more adoption by institutions.
Q: Can XRP reach $500?
A: While theoretically possible, it's highly unlikely for XRP to reach $500 soon. To do so, its price would need to increase by about 100,000% from its current price of $0.50.
Q: Can XRP reach $20?
A: A price range of $10-$20 for XRP is plausible, especially with continued adoption by financial institutions and overall strength in the altcoin market. Some forecasts predict it could reach over $6 by 2026 or 2027.
Q: Is it worth buying XRP now?
A: Yes, XRP appears to be worth buying and holding for at least three years because recent positive developments are opening doors for its continued rise in value over the coming years.
Disclaimer: The content of this article does not constitute financial or investment advice.
