MoonPay Launches Cross-Chain Transfers on Telegram
2026-02-20
Cross-chain crypto transfers have long been a pain point for users navigating multiple blockchains. Sending the wrong token, selecting the wrong network, or manually bridging assets can lead to delays — or worse, lost funds.
Now, MoonPay is addressing this issue by launching MoonPay Deposits, a feature that simplifies wallet-to-wallet transfers across blockchains. The service debuts inside Telegram through Wallet in Telegram’s self-custodial TON Wallet.
With more than 100 million Telegram wallet users, this rollout marks a significant step toward frictionless crypto adoption.
Key Takeaways
- MoonPay Deposits enables seamless cross-chain wallet-to-wallet transfers inside Telegram.
- Users can send crypto from any supported blockchain and receive TON or other supported assets.
- The system automatically handles swaps, bridging, and routing behind the scenes.
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What Is MoonPay Deposits?
MoonPay Deposits is a new infrastructure solution designed to simplify how users move crypto between wallets across different blockchains.
Instead of requiring users to:
- Bridge assets manually
- Swap tokens on external platforms
- Buy new tokens on a specific chain
MoonPay now handles:
- Cross-chain routing
- Token swaps
- Asset conversion
- Final delivery to the correct wallet
This enables MoonPay transfer cross-chain crypto between wallets in a single, simplified flow.
According to CEO Ivan Soto-Wright, users should not have to navigate complex steps just to fund an account. MoonPay’s infrastructure abstracts the technical layers and delivers the final balance in the user’s selected asset.
Read Also: How to Sell Crypto with MoonPay
MoonPay Telegram Cross-Chain Transfer Crypto: How It Works
The first integration of MoonPay Deposits is inside Wallet in Telegram, specifically the TON Wallet.
TON Wallet is part of Telegram’s dual-wallet structure and connects to the The Open Network ecosystem.
Here’s how the process works:
- Open TON Wallet inside Telegram
- Tap “Deposit”
- Choose between Stablecoins or Other Crypto
- Select the token and blockchain you want to send from
- Copy the generated wallet address
- Send crypto from your external wallet or exchange
- MoonPay automatically handles swaps and cross-chain routing
Once completed, the user receives TON or another supported asset directly in their Telegram wallet.
This makes MoonPay telegram cross-chain transfer crypto seamless for users who hold BTC, ETH, SOL, stablecoins, or other supported assets.
Why This Matters for 100+ Million Telegram Users
Previously, users needed to already hold TON-based assets to fund their TON Wallet. That created friction and limited entry into the ecosystem.
Now, MoonPay enables Telegram users to transfer cross-chain between wallet environments without:
- Opening a centralized exchange
- Performing manual bridging
- Managing multiple DeFi tools
Andrew Rogozov, CEO of The Open Platform and Wallet in Telegram, stated the goal is to make entering and exiting the TON ecosystem as seamless as a custodial wallet — while preserving self-custody.
This development significantly lowers the barrier to onboarding into Telegram’s decentralized applications ecosystem.
Read Also: Mastercard Partners With MoonPay for Payments
Stablecoin Conversion and Asset Compatibility
A major feature of MoonPay Deposits is automated compatibility handling.
For example:
- Stablecoins are converted at a 1:1 rate (where supported).
- Non-native assets like BTC or ETH are swapped behind the scenes.
- Users receive the correct asset for TON Wallet functionality.
By managing cross-chain infrastructure internally, MoonPay reduces common risks such as:
- Sending tokens on the wrong network
- Selecting incompatible chains
- Losing funds due to bridging errors
This improves trust and usability for retail crypto participants.
MoonPay’s Infrastructure and Regulatory Position
Founded in 2019, MoonPay has grown into a global crypto payments provider serving over 30 million customers in 180 countries.
The company holds:
- A New York BitLicense
- A New York Limited Purpose Trust Charter
- Multiple U.S. money transmitter licenses
- MiCA authorization in the EU
By building MoonPay Deposits entirely on its own infrastructure, the company maintains full control over routing, compliance, and user experience.
Reports also suggest MoonPay is in discussions with Intercontinental Exchange, owner of the New York Stock Exchange, regarding a potential investment that could value the company at approximately $5 billion.
Read Also: Did Moonpay Really Got Scammed? Here are the Details
Competitive Advantage: Frictionless Cross-Chain UX
The crypto industry has long struggled with cross-chain interoperability.
Traditional process often requires:
- Bridging protocols
- Gas token management
- Slippage monitoring
- Manual confirmations
MoonPay eliminates those layers for Telegram users.
This positions the company at the intersection of:
- Payments infrastructure
- Cross-chain interoperability
- Embedded wallet services
- Social crypto adoption
The integration could accelerate TON ecosystem growth by making onboarding nearly instant for crypto holders from other networks.
Learn all about buying Toncoin (TON): Step-by-Step Guide here!
Conclusion
MoonPay enables Telegram users to transfer cross-chain crypto between wallets through its new MoonPay Deposits feature. By abstracting complex blockchain mechanics, the company simplifies wallet funding for more than 100 million Telegram users.
Instead of navigating bridges and exchanges, users can now send supported crypto assets from any compatible chain and receive TON or other assets directly in Wallet in Telegram.
This innovation strengthens MoonPay’s role as a global crypto infrastructure provider while reducing friction in cross-chain value transfer — a major step forward for mainstream crypto adoption.
FAQ
What is MoonPay Deposits?
MoonPay Deposits is a feature that allows users to fund wallets across different blockchains by automatically handling swaps, bridging, and routing.
How does MoonPay telegram cross-chain transfer crypto work?
Users select the token and network they want to send from, transfer funds to a generated address, and MoonPay manages the cross-chain conversion before crediting the correct asset.
Can I send Bitcoin to TON Wallet using MoonPay?
Yes. MoonPay Deposits allows users to send BTC and other supported assets from external networks, which are then converted into TON or supported tokens.
Is MoonPay a regulated company?
MoonPay holds multiple regulatory approvals, including a New York BitLicense and EU MiCA authorization.
Does MoonPay support stablecoins?
Yes. Supported stablecoins can be converted, with certain conversions processed at a 1:1 rate depending on compatibility.
Disclaimer: The views expressed belong exclusively to the author and do not reflect the views of this platform. This platform and its affiliates disclaim any responsibility for the accuracy or suitability of the information provided. It is for informational purposes only and not intended as financial or investment advice.
Disclaimer: The content of this article does not constitute financial or investment advice.





