How to Buy USDT Using Credit/Debit Cards Issued by Banks in Portugal
2026-01-22
Buying USDT with a credit or debit card has become one of the fastest ways for users in Portugal to enter the crypto market. With Bitrue supporting EUR payments through trusted on ramp partners, Portuguese users can purchase Tether directly using cards issued by local banks such as CGD, BCP, Novo Banco, or Santander.
This guide explains how to buy USDT using credit and debit cards in Portugal, what fees to expect, how long transactions take, and the key things you should know before making your first purchase on Bitrue.
Key Takeaways
Users in Portugal can buy USDT directly on Bitrue using Visa or Mastercard issued by local banks.
Card payments usually credit USDT within minutes after successful verification and confirmation.
KYC verification is required and fees typically range between 1.5 percent and 3 percent per transaction.
For more in-depth crypto market updates and predictions, check out the latest posts on the Bitrue blog — or explore trading directly on Bitrue’s platform.
Why Buy USDT with Credit or Debit Cards in Portugal

USDT is a stablecoin pegged to the US dollar and widely used as the main trading pair on crypto exchanges. For users in Portugal, buying USDT with a card offers several advantages.
Fast access to crypto without waiting for bank transfers
Direct EUR to USDT conversion without intermediate steps
Simple onboarding for beginners who do not hold crypto yet
Because of this, USDT is often the first asset Portuguese users buy before entering the broader crypto market.
READ ALSO: Tutorial How to Buy USDT on Bitrue from Pakistan
How to Buy USDT Using Credit or Debit Cards on Bitrue from Portugal
Portuguese users can buy USDT on Bitrue using international Visa or Mastercard through integrated payment providers such as MoonPay, Simplex, or Banxa.
Step 1 Register and Verify Your Account
Create an account on Bitrue using your email or phone number. Complete the mandatory KYC verification by submitting your identity document. Enable two factor authentication for additional security.
Step 2 Go to Buy Crypto
Log in to your Bitrue account and open the Buy Crypto or Buy and Sell menu. Select USDT as the cryptocurrency and choose EUR as your fiat currency. Enter the amount of euros you want to spend.
Step 3 Select Credit or Debit Card as Payment Method
Choose Visa or Mastercard as your payment option. Bitrue will connect you with an official payment provider such as MoonPay, Simplex, or Banxa.
Step 4 Enter Card Details and Confirm
Input your card number, expiry date, and CVV. Complete the 3D Secure verification using your banking app or SMS code. Confirm the transaction and submit payment.
Step 5 Receive USDT in Your Wallet
After successful payment, USDT will be credited directly to your Bitrue spot wallet. Processing usually takes a few minutes but may take up to one hour depending on verification checks.
Get started with USDT on Bitrue. Sign up and use Buy Crypto to purchase USDT easily with your Portuguese credit or debit card today.
Fees, Limits, and Processing Time
Fees for card purchases usually range between 1.5 percent and 3 percent depending on the payment provider and card issuer. Minimum and maximum purchase limits depend on your KYC level and the rules of the payment partner. Most transactions are processed within minutes, but additional compliance checks may extend processing time.
Important Things to Know Before Buying USDT in Portugal
Can credit and debit cards be used to buy crypto? Yes. Bitrue supports Visa and Mastercard issued by Portuguese banks through official on ramp partners.
Are all Portuguese banks supported? Most major banks work, but some banks may block crypto related transactions. If your payment is rejected, try another card or provider.
Is KYC required? Yes. Identity verification is mandatory for all fiat to crypto purchases on Bitrue.
What are the risks or limitations? Card transactions may be declined by issuing banks. Fees are higher than bank transfers. Limits apply depending on verification level.
READ ALSO: How to Buy Crypto using Open Banking in Europe
Conclusion
Buying USDT using credit or debit cards issued by banks in Portugal is one of the fastest and most convenient ways to access cryptocurrency. With Bitrue supporting EUR payments through trusted on ramp providers, Portuguese users can convert euros into USDT within minutes after completing KYC and card verification.
USDT remains the primary gateway asset for crypto trading, offering stability and high liquidity. By using a local bank card on Bitrue, users can securely enter the crypto market and start trading with confidence.
FAQ
Can I buy USDT on Bitrue using a Portuguese credit card
Yes, Bitrue supports Visa and Mastercard issued by banks in Portugal through official payment partners.
How long does it take to receive USDT after card payment
USDT is usually credited within a few minutes after successful payment and verification.
What fees apply when buying USDT with a card
Fees typically range between 1.5 percent and 3 percent depending on the provider and card issuer.
Do I need KYC to buy USDT in Portugal
Yes, identity verification is required before making any fiat based crypto purchases.
Why was my card payment rejected
Some banks block crypto transactions. Try another card, enable international payments, or use a different payment provider.
Disclaimer: Access to Bitrue services may be limited in some regions due to IP based restrictions. Users from certain locations may experience limited functionality even if their country is not restricted for KYC.
Disclaimer: The content of this article does not constitute financial or investment advice.





