EarnKaro vs CashKaro: Which Platform Gives You the Most Money?

Cashback platforms have become an essential part of smart online shopping in India, helping users earn money on purchases they already make. Among the many options available, EarnKaro and CashKaro stand out as the two biggest players. 

While both promise real cashback, the amount you earn, how fast you withdraw, and how easy the platform feels can vary significantly. 

This article breaks down the numbers, features, and real-world value to help you decide which platform truly gives you more money.

What is CashKaro and EarnKaro?

CashKaro, founded in 2012, is one of India’s most established cashback and coupon platforms. It partners with hundreds of leading merchants, including Amazon, Flipkart, Myntra, and travel sites. 

Over the years, it has built strong trust signals and, as of 2025, boasts around 25 million active users. CashKaro focuses on reliability, large sale events, and brand partnerships.

EarnKaro, launched in 2019, is a newer but fast-growing platform with over 10 million users. It operates on a cashback-and-sharing model, allowing users to earn not only from their own purchases but also by sharing product links via WhatsApp or social media. Its biggest appeal lies in higher user cashback percentages and extremely low withdrawal limits.

In short, CashKaro prioritises scale and trust, while EarnKaro prioritises speed and higher payouts to users.

Read Also: 18 Legit Earning Apps Without Investment in 2025

Cashback Comparison: Which Pays More?

The clearest difference between EarnKaro and CashKaro is how they split commissions with users.

Most merchants pay a fixed commission to cashback platforms. CashKaro typically gives 60% of that commission to users, while EarnKaro passes on 70%, keeping a thinner platform margin. Let’s look at a simple example:

• Purchase value: ₹5,000

• Merchant commission: 5%

• Total commission earned: ₹250

CashKaro payout:

• User share (60%): ₹150

EarnKaro payout:

• User share (70%): ₹175

That ₹25 difference may seem small, but it adds up quickly for frequent shoppers or people sharing links regularly. For users focused on maximising immediate cashback per transaction, EarnKaro clearly comes out ahead.

This makes EarnKaro especially attractive for:

• Casual shoppers with smaller baskets

• Users who share links with friends and family

• People wanting quick, visible earnings

CashKaro still remains competitive during major sale events, where sign-up bonuses and flash cashback offers can temporarily bridge the gap.

Read Also: Best Earning Apps in South America: Legit Ways to Make

Withdrawals, Payout Speed, and User Experience

When it comes to actually getting your money, the difference is even more noticeable. CashKaro has a minimum withdrawal threshold of ₹250, and payouts are processed only twice a week (Tuesday and Friday). While reliable, this can feel slow for users who earn smaller amounts.

EarnKaro, on the other hand, offers:

• A very low ₹10 minimum withdrawal

• Daily UPI payouts

This means users can withdraw earnings almost immediately after confirmation, making the experience far more rewarding and motivating, especially for beginners.

Here’s a quick comparison

For users who value fast access to cash rather than waiting weeks to hit a threshold, EarnKaro clearly delivers better usability.

Read Also: Top Daily Withdrawal Earning Apps India 2025

Referral, Sharing, and Growth Potential

Both platforms offer 10% lifetime referral earnings, meaning you earn a percentage of your referrals’ cashback forever. However, how easily users can generate referrals differs.

EarnKaro excels with:

• One-click WhatsApp sharing

• Automatic affiliate link generation

• Faster “first earnings,” often within a week

CashKaro counters with:

• Strong sign-up bonuses

• Big promotional campaigns during festive sales

• Better merchant variety for high-value purchases

If you enjoy sharing deals casually or want a simple side income stream, EarnKaro’s frictionless sharing model is hard to beat. CashKaro, meanwhile, suits users who shop heavily during sales and value brand stability.

Read Also: Top Daily Withdrawal Earning Apps in South America

Buy and Register on Bitrue

While cashback apps help you save money, many users also look for ways to grow their earnings beyond shopping. This is where platforms like Bitrue come into play.

Bitrue is a global cryptocurrency exchange known for its user-friendly interface, competitive trading fees, and wide range of supported assets. 

Registering on Bitrue allows users to buy, trade, and earn from digital assets, adding another income stream alongside cashback savings.

For users already earning through EarnKaro or CashKaro, combining cashback rewards with smart investing on Bitrue can be a practical way to maximise overall financial returns—provided you understand the risks involved.

Conclusion

When it comes to pure earning potential and speed, EarnKaro edges out CashKaro. Its higher cashback split, ultra-low withdrawal threshold, and daily UPI payouts make it ideal for frequent shoppers, beginners, and anyone who wants quick access to their money.

CashKaro, however, remains a strong choice for users who value trust, a broader merchant network, and stability during large sale events, even if it means slightly lower cashback per transaction.

In simple terms:

• Choose EarnKaro for faster payouts and higher per-deal earnings

• Choose CashKaro for reliability and large-scale shopping opportunities

Your ideal platform ultimately depends on how often you shop and how quickly you want your money back.

FAQ

What is the main difference between EarnKaro and CashKaro?

EarnKaro offers higher cashback percentages and faster withdrawals, while CashKaro provides a wider merchant network and stronger brand trust.

Which platform pays cashback faster?

EarnKaro pays faster with daily UPI withdrawals and a ₹10 minimum threshold.

Is CashKaro safer than EarnKaro?

Both are safe, but CashKaro has a longer track record and more established partnerships.

Which is better for beginners?

EarnKaro is better for beginners due to quick earnings, easy sharing, and low withdrawal limits.

Can I use both EarnKaro and CashKaro?

Yes, many users use both platforms to maximise cashback depending on the merchant and offer available.