Bank Holidays October 2025: Full List of Dates in India

The Reserve Bank of India (RBI) has released the list of bank holidays for October 2025, covering both national and state-specific observances. These include religious festivals, regional celebrations, and mandatory weekly holidays.

While banks across India will remain closed on Sundays and on the second and fourth Saturdays, customers should also note the additional regional holidays. Planning ahead is essential to avoid last-minute disruption in financial transactions, especially for cash withdrawals, cheque clearances, or in-branch services.

RBI-Designated Bank Holidays in October 2025

Here are the major bank holidays in October 2025 according to the RBI calendar:

• October 1 (Wednesday): Maha Navami – observed in states such as Bihar, Karnataka, Kerala, Odisha, Tamil Nadu, and others.
• October 2 (Thursday): Dussehra/Vijayadashami and Mahatma Gandhi Jayanti – nationwide and regional variations may apply.
• October 20 (Monday): Diwali and Kali Puja – banks in several states will remain closed.
• October 23 (Thursday): Bhai Dooj – observed in Gujarat, Uttarakhand, Uttar Pradesh, and a few other states.

Sources: HIndustan Times

In addition to these, banks will also be closed on:

• All Sundays (October 5, 12, 19, 26)
• Second Saturday (October 11)
• Fourth Saturday (October 25)

State-Wise Variations in Bank Holidays

Not all holidays apply across India. The RBI allows each state to notify additional observances depending on local culture and festivals. For example:

• Kerala, Tamil Nadu, and Karnataka see closures for Maha Navami.
• West Bengal observes Kali Puja alongside Diwali.
• Northern states such as Uttar Pradesh and Uttarakhand recognize Bhai Dooj.

Therefore, customers are advised to confirm their state-specific holiday schedule before planning visits to their bank branch.

Read more: Azim Premji Scholarship 2025 – Eligibility, Amount & Application Guide for Students in India

Digital Banking During Holidays

Even when physical branches are closed, digital banking services remain operational. Customers can continue to:

• Use ATMs for withdrawals and deposits
• Carry out online banking and UPI transactions
• Pay bills and transfer funds via mobile apps or internet banking

This ensures uninterrupted access to essential services despite the holidays.

Conclusion

October 2025 includes several major festivals and observances that will affect banking operations in different parts of India. With mandatory Sunday and second/fourth Saturday closures, along with key dates like October 1 (Maha Navami), October 2 (Dussehra and Gandhi Jayanti), October 20 (Diwali/Kali Puja), and October 23 (Bhai Dooj), customers should plan financial activities accordingly. Checking the RBI’s state-wise holiday list is the best way to stay prepared.

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FAQ

How many bank holidays are there in October 2025?

There are several bank holidays, including Sundays, two Saturdays, and festival days like Maha Navami, Dussehra, Diwali, and Bhai Dooj.

Will all banks in India be closed on October 2, 2025?

Yes, banks across India will close for Mahatma Gandhi Jayanti. Dussehra/Vijayadashami may also apply in many states on the same date.

Are ATMs and online banking available during bank holidays?

Yes, digital services including ATMs, UPI, net banking, and mobile apps continue to function normally.

Is the bank holiday list the same for every state?

No, the RBI holiday list includes regional variations. Each state may have additional holidays based on local festivals.

When is Diwali bank holiday in October 2025?

Banks in several states will remain closed on October 20, 2025 for Diwali and Kali Puja.