What is USD1 from World Liberty Financial?

What is USD1? USD1 from World Liberty Financial (WLFI) is a project that has quickly attracted attention thanks to its rapid growth and institutional ambitions. 

Launched in March 2025, USD1 promises to offer stability, transparency, and seamless cross-border transactions.

Yet, its close political ties and emerging infrastructure also raise important questions about its long-term viability and use.

In this article, we will take a closer look at what USD1 is, its rise in the crypto landscape, the potential risks it faces, and how you can buy it today.

What is USD1?

USD1 is a fiat-backed stablecoin introduced by World Liberty Financial (WLFI), a financial technology firm with connections to former U.S. President Donald Trump. Released in March 2025, USD1 is designed to maintain a 1:1 peg with the U.S. dollar. 

Its reserves are held by BitGo Trust Company, a well-known digital asset custodian, and are primarily invested in short-term U.S. government treasuries, U.S. dollar deposits, and other cash equivalents.

The stablecoin is available on the Ethereum and Binance Smart Chain (BSC) networks, with plans to expand to other blockchains. 

Marketed as an “institutional-ready stablecoin,” USD1 targets both large institutions and retail investors seeking a secure and transparent way to move value on-chain. 

With a market capitalization surpassing $2.1 billion shortly after launch, USD1 has positioned itself as one of the fastest-growing stablecoins in history.

USD1’s design follows the model of other well-known stablecoins like USDT and USDC. It relies on maintaining equivalent fiat reserves to uphold its value, offering users the ability to redeem their tokens for U.S. dollars through its issuer. 

This approach helps ensure price stability while making it accessible to traders, businesses, and investors alike.

Read also: US Economy Surplus Sparks Crypto Momentum: How WLFI and USD1 Fit Into the Bigger Picture

The Rise of USD1

USD1’s rapid ascent can be traced to strategic partnerships and high-profile deals. One key moment was at the Token2049 conference in Dubai in April 2025. 

WLFI co-founder Zach Witkoff announced that USD1 would serve as the stablecoin used to complete a $2 billion investment deal involving the crypto exchange Binance and Abu Dhabi-based investment firm MGX.

This announcement coincided with a sharp increase in USD1’s market capitalization, which rose to over $2 billion in just over a month. 

The exclusive nature of such deals suggests that USD1 is pursuing a growth strategy focused on institutional adoption rather than the purely retail-driven approach seen with competitors like USDC and USDT.

The use of USD1 in high-value transactions not only lends credibility to the project but also showcases its potential for facilitating large-scale, cross-border payments with minimal friction. 

By eliminating transaction fees on minting and redemption, WLFI aims to make USD1 appealing to institutions that require cost-effective, reliable settlement options.

Despite these successes, it is important to note that USD1’s growth thus far has largely depended on securing such exclusive agreements. Whether this momentum will translate into broader adoption in the highly competitive stablecoin market remains to be seen.

Read also: USD1 Trading Pair Now on Bitrue, the First CEX to Offer it

USD1’s Potential Risks

While USD1 has demonstrated impressive early growth, potential users should be aware of several important risks.

Lack of Attestations

Unlike established stablecoin such as USDC and USDT, USD1 has not yet published detailed, third-party attested reports on the composition of its reserves. 

While WLFI has stated that USD1 is fully backed by short-term U.S. treasuries and cash equivalents, the absence of regular, transparent attestations leaves questions about the exact makeup and security of those reserves.

Limited Liquidity

As a new project, USD1’s liquidity remains limited. At present, it can primarily be traded through relatively small decentralized exchange (DEX) pools on Ethereum and BSC, along with the centralized exchange HTX. 

The team has engaged market makers such as Wintermute and received investment from DWF Labs to strengthen liquidity, but users should be cautious about potential price slippage and availability when buying or selling USD1.

Political Perception

Another notable risk is the political dimension of USD1. Because it is backed by WLFI, a venture associated with former U.S. President Donald Trump and his family, the stablecoin may be perceived as partisan. 

While other stablecoin issuers often emphasize their alignment with the broader success of the U.S. economy, USD1’s close association with a specific political figure could influence its reception among institutions, regulators, and users.

These risks highlight the need for careful evaluation before investing or using USD1 as a settlement asset.

Read also: What is BUILDon Coin? Build on USD1 Use Cases

How to Buy USD1 Coin

USD1 is currently available on the Ethereum and Binance Smart Chain (BSC) networks. Interested users can acquire USD1 through decentralized exchanges such as Uniswap and PancakeSwap.

Buying USD1 on Ethereum with Uniswap

1. Visit https://app.uniswap.org/ and connect your wallet.

2. Search for and select the USD1 token. To avoid scams, verify the correct contract address: 0x8d0d000ee*******8b0d.

3. Enter the desired amount of USD1 to purchase and confirm the transaction in your wallet.

Buying USD1 on Binance Smart Chain with PancakeSwap

1. Go to https://pancakeswap.finance/swap and connect your wallet.

2. Ensure that you have selected the BNB Chain in the network settings.

3. Search for and select the USD1 token. Verify the contract address carefully.

4. Enter the amount you wish to buy and confirm the transaction.

WLFI has also announced plans to expand USD1 to the Tron blockchain, which could provide users with more options for trading and liquidity in the future.

How to Buy USD1 on Bitrue

Purchasing USD1 tokens is straightforward on Bitrue. Follow these steps:

1. Create a Bitrue Account:
   If you don't have an account, sign up at Bitrue. 

2. Deposit Funds:
   Deposit USDT into your Bitrue account via your preferred method. 

3. Navigate to the Trading Page:
   Go to the USD1/USDT trading pair

4. Place an Order:
   Choose the amount of USD1 you wish to purchase and execute the trade.
    

Read also: USD1 Now Live on Bitrue — Enjoy Zero Fees Until July 16

Potential USD1 Airdrop

WLFI has proposed a one-time airdrop of small amounts of USD1 to holders of its governance token WLFI. 

This is intended as a test of airdrop functionalities and to reward early supporters. However, the proposal is still under discussion, and details such as eligibility requirements and snapshot dates have not yet been finalized.

Read also: How to Join the WLFI USD1 Airdrop from World Liberty Financial

Conclusion

USD1 from World Liberty Financial is an ambitious new stablecoin project that aims to compete with established players like USDC and USDT by focusing on institutional adoption and strategic partnerships. 

Backed by fiat reserves held by BitGo and designed for seamless large-scale transactions, USD1 has already achieved remarkable early growth.

However, potential users should approach with caution. The lack of transparent attestations, limited liquidity options, and its political associations introduce meaningful risks. 

Whether USD1 can sustain its rapid rise will depend on its ability to deliver on its promises of transparency, liquidity, and broader adoption beyond exclusive deals.

For those interested in exploring new stablecoins, USD1 offers a compelling but complex opportunity that warrants careful consideration.

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FAQ

Where can I buy USD1 stablecoin? 

USD1 has been officially listed on Bitrue as of July 9, 2025. Bitrue is offering zero trading fees on the USD1/USDT pair until July 16, 2025, providing an incentive for early adopters.

What is USD1 stablecoin? 

USD1 is a stablecoin designed to maintain a stable value pegged to the US dollar. This makes it a reliable way to exchange value within the cryptocurrency world. Its creation aims to connect traditional financial systems with digital assets.

Is USD1 safe? 

Yes, USD1 is considered safe. BitGo ensures that USD1's supporting assets are securely stored and insured, giving users confidence that each token represents real-world value and can be redeemed as promised. Its focus on simplicity, transparency, and security makes it a solid choice for stablecoin users.

How does USD1 work? 

USD1 uses secure blockchain technology to make transactions fast and transparent. Its goal is to keep each USD1 token's value matched to one US dollar, ensuring a consistent price.

Where can I purchase USD1? 

You can purchase USD1 tokens on centralized crypto exchanges such as Bitrue.