Swiss Bank Launches Ripple RLUSD Custody & Trading, Enhancing Crypto Banking Solutions!

Ripple has found a new gateway into traditional finance, and it starts with Switzerland. AMINA Bank, a licensed Swiss financial institution, has officially become the world’s first globally operating bank to offer RLUSD, Ripple’s growing stablecoin.

The announcement came with immediate access to trading and custody for RLUSD, giving institutional and retail users a regulated on-ramp into Ripple’s stablecoin economy.

This marks a major milestone for Ripple’s push into traditional finance. While XRP continues to face legal hurdles in the U.S., RLUSD is gaining traction in banking circles, now with a foothold in the Swiss regulatory environment.

AMINA’s decision signals growing institutional trust in stablecoins, especially ones backed by issuers with global ambitions.

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Key Takeaways

1. AMINA Bank now supports RLUSD trading and custody. It’s the first global bank to launch full RLUSD services through regulated channels.

2. Ripple is pursuing a U.S. banking license. This move strengthens RLUSD’s position but may not directly benefit XRP.

3. RLUSD is expanding fast. With a $440M market cap and real banking integrations, its footprint in TradFi is growing.

Swiss AMINA Bank Becomes the First RLUSD-Ready Institution

AMINA, formerly SEBA Bank, has taken a big leap into crypto-backed finance by adding RLUSD support to its platform.

According to its official announcement, AMINA is now the first fully regulated global bank offering RLUSD custody and trading, both through its mobile and desktop applications.

This is a notable step because RLUSD’s previous accessibility was limited to digital-first platforms and decentralized environments.

The launch includes immediate support for wallet services and buy/sell options. What’s more interesting is AMINA’s hint at future expansions.

Though the bank has not revealed specifics, it plans to roll out additional RLUSD-related features soon. This could include staking, yield products, or lending services, all of which would deepen RLUSD’s role in day-to-day financial activity.

AMINA’s announcement shows that banks are increasingly open to onboarding select stablecoins, especially those with strong regulatory positioning. RLUSD fits that profile.

Backed by Ripple’s business reputation and a fast-growing market cap, the stablecoin is positioning itself as a cross-border payment tool that bridges crypto and traditional banking in a way few others have achieved.

Read Also: The Benefits If RLUSD Integrates with Cardano’s DeFi Ecosystem

Ripple’s Bigger Strategy Behind RLUSD

RLUSD isn’t just a product; it’s a piece of a bigger picture Ripple is building. This stablecoin was launched to strengthen Ripple’s existing cross-border payment tools and give institutions a compliant, blockchain-based alternative to fiat settlement.

Unlike XRP, which remains under scrutiny from regulators in the United States, RLUSD has managed to grow quietly and quickly thanks to recent regulatory clarity.

At the time of writing, RLUSD has reached a market cap of around $480 million, making it one of the fastest-growing stablecoins on the market. That growth reflects Ripple’s ability to secure deals with compliant platforms and regulated banks like AMINA.

Perhaps the most telling move came earlier this week, when Ripple applied for a U.S. banking license. This signals the company’s intent to move deeper into regulated finance, potentially launching RLUSD into markets that have been traditionally resistant to crypto.

If Ripple secures the license, RLUSD could become a staple in U.S.-based payment platforms, money movement apps, or B2B financial infrastructure.

Still, there’s a limit to what this means for XRP. Despite Ripple’s growing stablecoin strategy, the company’s flagship asset remains stuck in legal limbo after the ongoing battle with the SEC. 

So while RLUSD gains traction, XRP’s legal and financial upside remains uncertain for now.

Read Also: RLUSD Volume Goes Up As Ripple Partners with Aave! Is XRP Bullish?

What RLUSD’s Banking Integration Means for Stablecoins

AMINA’s RLUSD rollout is a meaningful win for the broader stablecoin ecosystem. 

Until now, most bank-level stablecoin integrations have involved USDC or USDT, both of which operate through separate regulatory frameworks and are often limited to specific jurisdictions.

With a Swiss bank offering RLUSD directly to users, the crypto space gains another proof point: stablecoins are no longer confined to exchanges and DeFi platforms. They are now making their way into mobile banking apps, custody accounts, and regulated investment tools.

Why This Matters

1. More legitimacy for stablecoins: Traditional banks embracing crypto-native assets adds confidence for risk-averse users.

2. Gateway for institutions: Institutional investors looking for on-chain settlement options now have another regulated choice.

3. Expands Ripple’s influence: Instead of relying on XRP, Ripple is building a dual-track strategy with RLUSD targeting stablecoin users directly.

However, international access remains limited. AMINA has clarified that users outside certain jurisdictions may not be able to use RLUSD services due to compliance issues. 

As with any cross-border financial tool, the scope of adoption will depend heavily on regulation.

Read Also: Ripple Integrates RLUSD Stablecoin into Cross-Border Payments, Revolutionizing Global Transactions

Conclusion

AMINA’s decision to integrate RLUSD is more than just a first-of-its-kind milestone. It represents a real-world application of stablecoins in institutional banking.

Ripple’s stablecoin strategy is paying off as RLUSD gains entry into the regulated finance sector. With AMINA leading the way and Ripple applying for a banking license in the U.S., stablecoins are entering a new chapter of adoption.

While XRP’s future remains tied to regulatory outcomes, RLUSD is already carving its path forward, quietly but effectively.

For crypto users, traders, and institutions, this might be the beginning of a more secure and regulated stablecoin ecosystem.

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FAQ

What is RLUSD?

RLUSD is a U.S. dollar-pegged stablecoin issued by Ripple. It is designed for secure, fast transactions and is increasingly being adopted by traditional finance institutions.

What does AMINA Bank offer with RLUSD?

AMINA offers RLUSD custody and trading services through its mobile and desktop platforms. It is the first regulated bank to fully support RLUSD.

Is RLUSD the same as XRP?

No, RLUSD is a stablecoin pegged to the U.S. dollar. XRP is Ripple’s original cryptocurrency. RLUSD is part of Ripple’s broader expansion into stablecoin-based infrastructure.

Can I use RLUSD outside of Switzerland?

That depends on your jurisdiction. AMINA noted that access to RLUSD services may be restricted in some regions due to legal or regulatory requirements.

Will RLUSD be available on major exchanges?

As of now, RLUSD is accessible through AMINA and select platforms. Broader exchange listings may follow as Ripple expands its regulatory reach and partnerships.

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