First Crypto Policy Report Drops Today — What You Must Know

2025-07-23

For the first time in American history, the United States government is releasing a full-length crypto policy report, marking a major shift in how digital assets are viewed at the federal level.

The report, set to be unveiled today, is expected to outline a unified national approach to cryptocurrency regulation. It will offer key insights into stablecoin oversight, crypto market structure, consumer protections, and potentially even a national digital asset reserve.

This release follows a week of intense legislative activity in Washington and could reshape how the world’s largest economy navigates the growing influence of blockchain technology and digital finance.

A Landmark Move in U.S. Crypto Regulation

This crypto policy report is the result of months of inter-agency coordination prompted by an executive order signed by President Donald Trump on January 23, 2025.

The order, titled “Strengthening American Leadership in Digital Financial Technology,” reversed previous digital asset directives from the Biden administration and paused any plans to develop a central bank digital currency.

The directive required all relevant federal agencies to contribute to a detailed report within 180 days. That deadline ends today, and with it comes the first comprehensive and government-wide framework for cryptocurrency policy in the United States.

What’s Inside the Crypto Policy Report?

Prepared by the American Policy for Emerging Payments (APEP) task force, this report includes contributions from the Department of the Treasury, the Department of Justice, and various regulatory agencies.

Its primary goal is to recommend laws and policies that offer clarity, reduce risks, and support innovation in the digital asset ecosystem.

Some of the critical areas the report will cover include:

Regulation and classification of stablecoins
Guidelines for crypto trading platforms and decentralized finance
Mechanisms to protect consumers and prevent fraud
Risk management strategies for digital financial markets
The proposed creation of a federal crypto stockpile using assets seized from enforcement actions

The stockpile, if formalized, could serve as a strategic reserve similar to national gold reserves. Additionally, the report is expected to detail the government’s current holdings in Bitcoin and other cryptocurrencies, a point of increasing public interest.

The Strategic Bitcoin Reserve and Market Transparency

A notable feature of the report is its reference to a Strategic Bitcoin Reserve. This idea stems from a follow-up executive order signed by President Trump in March 2025, instructing agencies to account for all digital assets held by the government.

Reports suggest the White House may use this opportunity to reveal the exact amount of Bitcoin the United States currently controls.

Public data sources have claimed the U.S. holds nearly 198,000 BTC.

However, a recent response from the U.S. Marshals Service shows a much lower figure of 28,988 BTC, raising concerns about transparency and asset management across federal agencies.

Senator Cynthia Lummis has already introduced the BITCOIN Act, which proposes the acquisition of up to 1 million BTC over the next five years to strengthen the nation’s financial position in the digital economy.

“Crypto Week” in Washington: New Laws Signal Political Momentum

The report’s release comes immediately after what many in Washington are calling “Crypto Week,” a stretch of legislative breakthroughs that demonstrate political support for a strong digital asset framework. Three major developments highlight this momentum:

The GENIUS Act, now signed into law, provides regulatory clarity for stablecoins and opens the door for their use in everyday payments.
The CLARITY Act, passed by the House, offers legal definitions for different types of crypto assets and will help shape future rulemaking.
The Anti-CBDC Act, also passed in the House, aims to block the development of a central bank digital currency in the U.S.

These measures align closely with the themes of the crypto policy report and reflect a shift in national strategy: supporting private innovation while maintaining legal safeguards.

XRP, Bitcoin, and Market Reactions

The policy report’s release has already influenced digital asset markets.

Bitcoin (BTC) and XRP are closely watched as investors anticipate whether either asset will be featured in the proposed strategic reserve.

So far, XRP is not part of any official holdings, but continued speculation could drive volatility depending on the report's language.

Recent fluctuations in BTC price have also coincided with updates from the BTC-spot ETF market, which has seen consistent inflows for twelve straight sessions.

If the report encourages further accumulation of BTC by the U.S. government, it could strengthen market confidence in the asset’s long-term utility and value.

Meanwhile, the SEC vs. Ripple case remains unresolved, and any signals in the report favoring XRP or easing regulatory tension could shift market sentiment. Approval of XRP-spot ETFs may follow if the legal landscape clears.

A Turning Point for U.S. Digital Asset Policy

The release of this crypto policy report represents a historic shift in how the federal government views and governs digital assets.

It will likely influence everything from how cryptocurrencies are taxed and classified, to how innovation in blockchain is encouraged and supervised.

As the global race for digital financial leadership intensifies, the U.S. is stepping forward with a coordinated strategy.

The contents of this report will be closely examined by regulators, institutional investors, blockchain developers, and the broader crypto community.

Its impact could ripple across global markets and shape how other countries frame their own crypto regulation updates.

Find other interesting articles on Bitrue blog! You can also directly buy selected assets on Bitrue by registering here!

FAQ

What is the U.S. crypto policy report?

The crypto policy report is a comprehensive document released by the White House that outlines how the federal government will regulate, monitor, and support the development of digital assets like Bitcoin, stablecoins, and other cryptocurrencies.

Why is this report significant?

This is the first full-length policy framework for digital assets issued by the U.S. federal government. It signals a new era of legal clarity, strategic planning, and market guidance for the crypto industry.

What is the Strategic Bitcoin Reserve?

It is a proposed national reserve consisting of Bitcoin and possibly other digital assets that have been seized through law enforcement actions. It could serve as a financial asset held by the government.

What laws support this report?

Recent laws such as the GENIUS Act, CLARITY Act, and Anti-CBDC Act all align with the principles in the report, aiming to provide a legal foundation for stablecoins and protect against centralized digital currencies.

Does the report mention XRP?

While XRP is not officially part of the U.S. government’s holdings, there is speculation about its inclusion as a strategic reserve asset. The report’s contents could influence future discussions about its role.

How will this impact the crypto market?

The policy report may bring greater stability and investor confidence, especially if it supports innovation and clearly defines legal boundaries. It could also affect the price movements of major tokens like BTC and XRP.

Where can I read the full report?

The full document will be made available on official government websites, including the White House and the Department of the Treasury, following its release on July 22.

Crypto-Regulation

Disclaimer: The content of this article does not constitute financial or investment advice.

Join Bitrue for exclusive rewards